37 Elm St, Eldred, PA 16731 Property Records

McKean County property record for 37 Elm St, Eldred, PA 16731

Property Summary

Property Type	Single Family Home
Details	1,520 sqft · built 1900
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Aug 2023)
Tax Bill	$1,527 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-002.-328.00`

Property Details

APN / Parcel Number

Primary APN	`07-002.-328.00`
Alternative APN	`010738`

Interior

Building Area	1,520 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	190 ft deep x 90 ft wide

Location & Zoning

Street Address	37 ELM ST
City	ELDRED
State	PA
Zip	16731-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:1040-0753
Jurisdiction	MCKEAN PA
Township / Civil Division	ELDRED
Census Block Group	4
Census Block	4027
Census Tract	420600

Owner

Source: McKean County assessment roll, APN 07-002.-328.00, as of April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 56, ELDRED, PA 16731-0056
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2023 · Amount on Record
Deed Sale	Aug 09, 2023 · Amount on Record
Prior Sale	Dec 02, 2013 · Amount on Record
Deed Document Number	20232619
Deed Book / Page	1040 / 753
Record Updated	Jun 08, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Aug 09, 2023
Property Address	37 ELM ST, ELDRED, PA 16731-3500
Document Number	001040/753
Book / Page	1040 / 753
Instrument Date	Aug 08, 2023
Instrument	202302619
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	CORNERSTONE ABSTRACT AND SETTLEMENT, CORNERSTONE ABSTRACT & STLMT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 56, ELDRED, PA 16731-0056

Mortgage

Document Number	0202302620
Date	Aug 09, 2023
Instrument	202302620

Lender

Name	HIGH POINT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: McKean County assessment roll as of April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Eldred Borough
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,527.00 (+9.23%)	$34,470 (-) Land $5,130 Building $29,340
2024	$1,398.00	$34,470 (-) Land $5,130 Building $29,340
2023	$1,398.00	$34,470 Land $5,130 Building $29,340
1998			$34,470 Land $5,130 Building $29,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McKean County (42083C), as of December 22, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420834206004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (1981–2021)
Most Recent Claim	Jul 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 140 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skypacket Networks Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system PA6420016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELDRED BOROUGH WATER AUTH serves 850 people
Water Source	Groundwater
Last State Inspection	Feb 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.