43 Elm St, Eldred, PA 16731 Property Records

McKean County property record for 43 Elm St, Eldred, PA 16731

Property Summary

Property Type	Single Family Home
Details	2,370 sqft · built 1959
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Aug 2021)
Tax Bill	$3,319 (2026)
Deeds & Mortgages	Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-002.-331.00`

Property Details

APN / Parcel Number

Primary APN	`07-002.-331.00`
Alternative APN	`010689`

Interior

Building Area	2,370 sqft Total Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	195 ft deep x 100 ft wide

Location & Zoning

Street Address	43 ELM ST
City	ELDRED
State	PA
Zip	16731-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0988-0373
Jurisdiction	MCKEAN PA
Township / Civil Division	ELDRED
Census Block Group	4
Census Block	4027
Census Tract	420600

Owner

Source: McKean County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 ELM ST, ELDRED, PA 16731-3500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Deed Document Number	20213718
Deed Book / Page	988 / 373
Record Updated	Jun 8, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Aug 31, 2021
Property Address	43 ELM ST, ELDRED, PA 16731-3500
Document Number	000988/373
Book / Page	988 / 373
Instrument Date	Aug 3, 2021
Instrument	202103718
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ELM ST, ELDRED, PA 16731-3500

Mortgage

Document Number	0202103719
Date	Aug 31, 2021
Instrument	202103719

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 30, 2041

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Eldred Borough
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,319.00 (+9.25%)	$74,890 (-) Land $9,210 Building $65,680
2024	$3,038.00	$74,890 Land $9,210 Building $65,680
1998			$74,890 Land $9,210 Building $65,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (1981–2021)
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRED BOROUGH WATER AUTH serves 850 people · EPA ID PA6420016
Water Source	Groundwater
Last State Inspection	Feb 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SkyPacket Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

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