40 Cooper Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 40 Cooper Ln, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,377 sqft · built 1973
Lot Size0.276 acres (12,001 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Dec 2024)
Tax Bill$2,887 (2025)
Deeds & MortgagesJul 2023 Transfer
Oct 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7008-00020-0260

Property Details

APN / Parcel Number

Primary APN07-11-31-7008-00020-0260

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,377 sqft Living Area
Gross Area2,520 sqft
1st Floor Area1,377 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1985
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,001 sqft (0.276 acres)
DrivewayConcrete Driveway
Driveway Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address40 COOPER LN
CityPALM COAST
StateFL
Zip32137-8129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY CLUB COVE SECTION 8 BLOCK 2 LOT 26 OR 49 PG 65 OR 55/197 OR 83/256 OR 249/337 OR 249/339 OR 622/1875-DC OR 1933/1511-DC OR 1933/1515 OR 2105/847-RDMAN RAYMOND MITCHELL
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionCOUNTRY CLUB COVE
Legal Block2
Legal Lot Number26
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1007
Census Tract60103

Owner

Source: Flagler County records · APN 07-11-31-7008-00020-0260

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 COOPER LN, PALM COAST, FL 32137-8129
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 03, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 02, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 16, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 24, 2024 · Amount on Record
Deed SaleDec 24, 2024 · Amount on Record
Prior SaleApr 12, 2013 · Amount on Record
Deed Document Number202453774
Deed Book / Page2925 / 168
Prior Transfer DateSep 12, 2024
Prior Transfer Doc0029030444
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateJul 05, 2023
Property Address40 COOPER LN, PALM COAST, FL 32137-8129
Document Number0027940024
Book / Page2794 / 24
Map ReferenceMB 6 PG 30
Instrument DateJun 09, 2023
Instrument2023028839
Transaction TypeTransfer
Record UpdatedJul 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address40 COOPER LN, PALM COAST, FL 32137-8129

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 ETHEL LN, PALM COAST, FL 32164-6226

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateOct 03, 2022
Property Address40 COOPER LN, PALM COAST, FL 32137-8129
Document Number0027250536
Book / Page2725 / 536
Map ReferenceMB 35 PG 528
Instrument DateSep 27, 2022
Instrument2022048034
Transaction TypeTransfer
Record UpdatedOct 24, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address40 COOPER LN, 40, PALM COAST, FL 32137-8129

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8 ETHEL LN, PALM COAST, FL 32164-6226

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address40 COOPER LN, PALM COAST, FL 32137-8129
Transaction TypeMortgage
Record UpdatedFeb 18, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026541450
DateFeb 02, 2022
Book Page2654/1450
Instrument2022005978
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address40 COOPER LN, PALM COAST, FL 32137-8129
Transaction TypeMortgage
Record UpdatedFeb 16, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025210094
DateJan 29, 2021
Book Page2521/94
Instrument2021004871
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address40 COOPER LN, PALM COAST, FL 32137-8129
Document Number0022391588
Book / Page002239 / 001588
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 COOPER LN PALM COAST FL 321378129, PALM COAST, FL 32137-8129

Mortgage

Document Number0022391588
DateNov 02, 2017
Book Page002239/001588
Instrument38588
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address40 COOPER LN, PALM COAST, FL 32137-8129
Document Number0022131720
Book / Page002213 / 001720
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedJul 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 COOPER LN PALM COAST FL 321378129, PALM COAST, FL 32137-8129

Mortgage

Document Number0022131720
DateJun 23, 2017
Book Page002213/001720
Instrument22200
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 22, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,887.00 (-21.99%)$202,001 (+137.84%) Land $61,500 Building $140,501$202,001 (+7.12%) Land $61,500 Building $140,501
2024$3,701.00 (+1,086.22%)
2023$312.00 (-6.02%) Homeowner's exemption Widower's exemption Additional exemption filed$84,932 (+3%)$188,581 (+21.96%) Land $61,500 Building $127,081
2022$332.00 Homeowner's exemption Widower's exemption Additional exemption filed$82,458$154,623 Land $61,500 Building $93,123

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies364 units insured
incl. 314 condo units
Nearby Flood Claims19 (1982–2022)
Claims Outside the SFHA17 of 19
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

Based on FCC filings for 214 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cooper Ln

Nearby Streets

Search Property Records by Address or Parcel Number