42 Cooper Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 42 Cooper Ln, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,540 sqft · built 1973
Lot Size	0.28 acres (12,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (Jan 2022)
Tax Bill	$4,169 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7008-00020-0270`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7008-00020-0270`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	2,443 sqft
1st Floor Area	1,540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1989
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,188 sqft (0.28 acres)
Driveway	Concrete Driveway
Driveway Area	400 sqft
Pool Area	390 sqft
Deck Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	42 COOPER LN
City	PALM COAST
State	FL
Zip	32137-8129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB COVE SECTION 8 BLOCK 2 LOT 27 OR 50 PG 91 OR 88 PG 713 OR 489 PG 1434 OR 1150/1832 OR 1986/1026 OR 1994/1179 OR 1997/673 OR 2009/639
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	COUNTRY CLUB COVE
Legal Block	2
Legal Lot Number	27
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1007
Census Tract	60103

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 COOPER LN, PALM COAST, FL 32137-8129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Jun 17, 2014 · Amount on Record
Deed Document Number	20225288
Deed Book / Page	2653 / 941
Prior Transfer Date	Apr 3, 2014
Prior Transfer Doc	0019970673
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 31, 2022
Property Address	42 COOPER LN, PALM COAST, FL 32137-8129
Document Number	0026530941
Book / Page	2653 / 941
Map Reference	MB 35 PG 528
Instrument Date	Jan 25, 2022
Instrument	2022005288
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	COVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,513.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2665 N ATLANTIC AVE, 2665, DAYT BCH SH, FL 32118-3205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 COOPER LN, PALM COAST, FL 32137-8129

Mortgage

Document Number	0002653943
Date	Jan 31, 2022
Instrument	2653/943

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,169.00 (-3.92%) Homeowner's exemption	$272,584 (+0.44%) Land $61,500 Building $211,084	$272,584 (+0.44%) Land $61,500 Building $211,084
2024	$4,339.00 (+2.41%)
2023	$4,237.00 (+115.73%) Homeowner's exemption	$271,401 (+85.94%) Land $61,500 Building $209,901	$271,401 (+14.76%) Land $61,500 Building $209,901
2022	$1,964.00 Homeowner's exemption	$145,961	$236,494 Land $61,500 Building $174,994

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	364 units insured incl. 314 condo units
Nearby Flood Claims	19 (1982–2022)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000