Flagler County property record for 34 Cooper Ln, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,397 sqft · built 1973 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $318,500 (Feb 2023) |
| Tax Bill | $3,652 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7008-00020-0230 |
| Primary APN | 07-11-31-7008-00020-0230 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,397 sqft Living Area |
| Gross Area | 2,436 sqft |
| 1st Floor Area | 1,397 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,001 sqft (0.276 acres) |
| Driveway | Asphalt Driveway |
| Driveway Area | 561 sqft |
| Pool Area | 276 sqft |
| Deck Area | 438 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 34 COOPER LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB COVE SECTION 8 BLOCK 2 LOT 23 OR 59 PG 621 DC OR 310 PG 1 OR 310 PG 2 OR 427 PG 47 OR 543 PG 1288 OR 637 PG 1614 OR 699/966 OR 2287/1210 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | COUNTRY CLUB COVE |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60103 |
34 Cooper Ln is owner-occupied and held in a trust since September 2025.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 34 COOPER LN, PALM COAST, FL 32137-8129 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2023 · Amount on File |
| Deed Sale | Feb 8, 2023 · Amount on File |
| Prior Sale | Jun 21, 2018 · Amount on File |
| Deed Document Number | 20234781 |
| Deed Book / Page | 2754 / 1993 |
| Last Transfer Date | Sep 6, 2025 |
| Transfer Doc | 0029900488 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 10, 2025 |
| Property Address | 34 COOPER LN, PALM COAST, FL 32137-8129 |
| Document Number | 0029900488 |
| Book / Page | 2990 / 488 |
| Map Reference | MB 6 PG 28-33 |
| Instrument Date | Sep 6, 2025 |
| Instrument | 2025037353 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 COOPER LN, PALM COAST, FL 32137-8129 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 34 COOPER LN, PALM COAST, FL 32137-8129 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 8, 2023 |
| Property Address | 34 COOPER LN, PALM COAST, FL 32137-8129 |
| Document Number | 0027541993 |
| Book / Page | 2754 / 1993 |
| Map Reference | MB 6 PG 28-33 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2023004781 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,229.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 COOPER LN, PALM COAST, FL 32137-8129 |
| Name | Verified Name |
|---|---|
| Address | 34 COOPER LN, PALM COAST, FL 32137-8129 |
| Document Number | 0000027551 |
|---|---|
| Date | Feb 8, 2023 |
| Instrument | 2755/1 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 21, 2018 |
| Property Address | 34 COOPER LN, PALM COAST, FL 32137-8129 |
| Document Number | 0022871210 |
| Book / Page | 002287 / 001210 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 23131 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2018 |
| Title Company | FLAGLER COUNTY ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,259.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 34 COOER LN PALM COAST FL 32137, PALM COAST, FL 32137 |
| Document Number | 22871211 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 002287/001211 |
| Instrument | 23132 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2048 |
The 2025 property tax bill for 34 Cooper Ln was $3,652, up 0.4% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,652.00 (+0.44%) | $244,137 (+1.25%) Land $61,500 Building $182,637 | $244,137 (+1.25%) Land $61,500 Building $182,637 |
| 2024 | $3,636.00 (+120.9%) Homeowner's exemption | $241,134 (+45.64%) Land $61,500 Building $179,634 | $241,134 (+1.53%) Land $61,500 Building $179,634 |
| 2023 | $1,646.00 (+3%) Homeowner's exemption Additional exemption filed | $165,569 (+3%) | $237,504 (+25.04%) Land $61,500 Building $176,004 |
| 2022 | $1,598.00 Homeowner's exemption Additional exemption filed | $160,747 | $189,940 Land $61,500 Building $128,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Cooper Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 364 units insured incl. 314 condo units |
| Nearby Flood Claims | 19 (1982–2022) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Cooper Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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