44 Cooper Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 44 Cooper Ln, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,368 sqft · built 1973
Lot Size0.283 acres (12,345 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Sep 2023)
Tax Bill$2,694 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Dec 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7008-00020-0280

Property Details

APN / Parcel Number

Primary APN07-11-31-7008-00020-0280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,368 sqft Heated Area
Gross Area2,201 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1982
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,345 sqft (0.283 acres)
DrivewayDriveway
Driveway Area250 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address44 COOPER LN
CityPALM COAST
StateFL
Zip32137-8129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY CLUB COVE SEC 8 BL 2 LT 28 OR 60 PG 123 OR 290 PG 329 OR 335 PG 25 OR 359 PG 607 OR 518 PG 1480-DC OR 534 PG 5 OR 582
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionCOUNTRY CLUB COVE
Legal Block2
Legal Lot Number28
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1007
Census Tract60103

Owner

Source: Flagler County records · APN 07-11-31-7008-00020-0280

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address44 COOPER LN, PALM COAST, FL 32137-8129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Warranty Deed, Transfer · Conventional Mortgage
NEWREZ LLC
Dec 30, 2020Warranty Deed, Transfer
GULLET TITLE/INTERLACHEN INC
Dec 08, 2020Foreclosure
NOT AVAILABLE
Jul 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
BRYAN EDDIE B JR TRUST (PT)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 19, 2023 · Amount on Record
Deed SaleSep 19, 2023 · Amount on Record
Prior SaleDec 30, 2020 · Amount on Record
Deed Document Number2023041003
Deed Book / Page2813 / 370
Record UpdatedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 19, 2023
Property Address44 COOPER LN, PALM COAST, FL 32137-8129
Document Number0028130370
Book / Page2813 / 370
Map ReferenceMB 35 PG 528
Instrument DateSep 07, 2023
Instrument2023041003
Transaction TypeTransfer
Record UpdatedOct 04, 2023
Title CompanyCOAST TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address890 CASSADAGA RD, LAKE HELEN, FL 32744-3338

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address44 COOPER LN, PALM COAST, FL 32137-8129

Mortgage

Document Number0002813372
DateSep 19, 2023
Instrument2813/372
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

Mortgage

Document Number0028130394
DateSep 19, 2023
Book Page2813/394
Instrument2023041005
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 30, 2020
Property Address44 COOPER LN, PALM COAST, FL 32137-8129
Document Number0025101216
Book / Page002510 / 001216
Instrument DateDec 29, 2020
Instrument55063
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title CompanyGULLET TITLE/INTERLACHEN INC

Transaction

AmountAmount Recorded
Tax$595.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address890 CASSADAGA RD LAKE HELEN FL 327443338, LAKE HELEN, FL 32744-3338

December 2020: Foreclosure

Document TypeForeclosure
JurisdictionFLAGLER FL
Recording DateDec 08, 2020
Property Address44 COOPER LN, PALM COAST, FL 32137-8129
Document Number0025030226
Book / Page002503 / 000226
Instrument DateNov 13, 2020
Instrument51212
Transaction TypeForeclosure
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$420.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address44 COOPER LN PALM COAST FL 321378129, PALM COAST, FL 32137-8129

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address44 COOPER LN, PALM COAST, FL 32137-8129
Document Number0022380072
Book / Page002238 / 000072
Instrument DateJul 21, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017
Title CompanyGULLETT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 COOPER LN PALM COAST FL 321378129, PALM COAST, FL 32137-8129

Mortgage

Document Number0022380072
DateOct 25, 2017
Book Page002238/000072
Instrument37419
Lender
NameBRYAN EDDIE B JR TRUST (PT)
Address213 PLACID COVE LN, MC CORMICK, SC 29835-4044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 24, 2022
Interest
Rate12%

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,694.00 (-13.6%) Homeowner's exemption$191,401 (+6.78%) Land $61,500 Building $129,901$191,401 (+6.78%) Land $61,500 Building $129,901
2023$3,118.00 (+7.59%)$179,244 (+11.67%) Land $61,500 Building $117,744$179,244 (+11.67%) Land $61,500 Building $117,744
2022$2,898.00$160,506 Land $61,500 Building $99,006$160,506 Land $61,500 Building $99,006

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies364 units insured
incl. 314 condo units
Nearby Flood Claims19 (1982–2022)
Claims Outside the SFHA17 of 19
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

Based on FCC filings for 214 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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