40 Chalmers St, Bluffton, SC 29910 Property Records

Beaufort County property record for 40 Chalmers St, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1,624 sqft · built 2003
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2018)
Tax Bill	$2,172 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R61003000007550000`

Property Details

APN / Parcel Number

Primary APN	`R61003000007550000`
Alternative APN	`11037346`

Interior

Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11037346
Old Parcel Number	R61003000007550000
Street Address	40 CHALMERS ST
City	BLUFFTON
State	SC
Zip	29910-7864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 48 SHELL HALL S/D PH 1B PB91 P156-157
Legal Subdivision	SHELL HALL S/D PH IA BUCKWALTE
Legal Phase	1B
Legal Lot Number	48
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2001
Census Tract	2106

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 CHALMERS ST, BLUFFTON, SC 29910-7864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Sep 27, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Jan 31, 2018	Grant Deed, Transfer ATTORNEY ONLY
Dec 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Jan 31, 2018
Deed Document Number	2018052060
Deed Book / Page	3702 / 2622
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	40 CHALMERS ST, BLUFFTON, SC 29910-7864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039055
Date	Jul 22, 2020
Book Page	3887/809
Instrument	2020039055

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 27, 2018
Property Address	40 CHALMERS ST, BLUFFTON, SC 29910-7864
Document Number	0000052060
Book / Page	003702 / 002622
Instrument Date	Sep 27, 2018
Instrument	52060
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHALMERS ST BLUFFTON SC 299107864, BLUFFTON, SC 29910-7864

Mortgage

Document Number	52061
Date	Sep 27, 2018
Book Page	003702/002624
Instrument	52061

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 31, 2018
Property Address	40 CHALMERS ST, BLUFFTON, SC 29910-7864
Document Number	0000005104
Book / Page	003640 / 002714
Instrument Date	Jan 30, 2018
Instrument	5104
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	135 COLUMBIA AVE CHAPIN SC 290369423, CHAPIN, SC 29036-9423

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 1, 2017
Property Address	40 CHALMERS ST, BLUFFTON, SC 29910-7864
Document Number	0000065115
Book / Page	003625 / 003351
Instrument Date	Nov 29, 2017
Instrument	65115
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,017.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHALMERS ST BLUFFTON SC 299107864, BLUFFTON, SC 29910-7864

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,172.00 (-0.05%)	$12,880 (-27.59%)
2024	$2,173.00	$17,788 (-) Land $3,000 Building $14,788	$444,700 (-) Land $75,000 Building $369,700
2023	$2,173.00 (+8.22%)	$17,788 (+58.82%) Land $3,000 Building $14,788	$444,700 (+58.82%) Land $75,000 Building $369,700
2022	$2,008.00	$11,200 Land $1,400 Building $9,800	$280,000 Land $35,000 Building $245,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	5 (2016–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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