11 Chalmers St, Bluffton, SC 29910 Property Records

Beaufort County property record for 11 Chalmers St, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 7.5 ba · 2,089 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (May 2026)
Tax Bill	$4,052 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61003000007230000`

Property Details

APN / Parcel Number

Primary APN	`R61003000007230000`
Alternative APN	`11037024`

Interior

Bedrooms	3 Beds
Full Baths	7.5 Baths
Half Baths	5 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,089 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	11 CHALMERS ST
City	BLUFFTON
State	SC
Zip	29910-7865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 87 SHELL HALL S/D PH 1B PB91 P156-157
Legal Subdivision	SHELL HALL S/D PH IA BUCKWALTE
Legal Phase	1B
Legal Lot Number	87
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2008
Census Tract	2106

Owner

11 Chalmers St is owned and occupied by two individuals who bought it in May 2026.

Source: Beaufort County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 CHALMERS ST, BLUFFTON, SC 29910-7865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE
Apr 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 19, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Apr 27, 2022 · Amount on File
Deed Document Number	202619160
Deed Book / Page	4533 / 1947
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 1, 2026
Property Address	11 CHALMERS ST, BLUFFTON, SC 29910-7865
Document Number	0000019160
Book / Page	4533 / 1947
Instrument Date	Apr 13, 2026
Instrument	2026.19160
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252,247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11 CHALMERS ST, BLUFFTON, SC 29910-7865

Mortgage

Document Number	0000019161,
Date	May 1, 2026
Book Page	4533/1950
Instrument	2026.19161

Lender

Name	NORTHPOINT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 27, 2022
Property Address	11 CHALMERS ST, BLUFFTON, SC 29910-7865
Document Number	0000024887
Book / Page	4139 / 2950
Map Reference	MB 91 PG 156
Instrument Date	Apr 18, 2022
Instrument	2022024887
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 CHALMERS ST, BLUFFTON, SC 29910-7865

Mortgage

Document Number	0000024888
Date	Apr 27, 2022
Instrument	2022024888

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 19, 2021
Property Address	11 CHALMERS ST, BLUFFTON, SC 29910-7865
Document Number	0000004258
Book / Page	003960 / 002392
Instrument Date	Jan 11, 2021
Instrument	4258
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	170 SW BEACHWAY AVE PALM CITY FL 349904204, PALM CITY, FL 34990-4204

Tax Assessment & Valuation

The 2025 property tax bill for 11 Chalmers St was $4,052.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,052.00 (-0.05%)	$24,800 (-)
2024	$4,054.00 (+2.71%)	$24,800 (-) Land $3,000 Building $21,800	$620,000 (-) Land $75,000 Building $545,000
2023	$3,947.00 (+1,081.74%)	$24,800 (+1,277.78%) Land $3,000 Building $21,800	$620,000 (+1,277.78%) Land $75,000 Building $545,000
2022	$334.00 Homeowner's exemption	$1,800	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 11 Chalmers St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	5 (2016–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Chalmers St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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