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  5. Chalmers St

12 Chalmers St, Bluffton, SC 29910 Property Records

Beaufort County property record for 12 Chalmers St, Bluffton, SC 29910 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,620 sqft · built 2005
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Aug 2018)
Tax Bill$2,675 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR61003000007140000

Property Details

APN / Parcel Number

Primary APNR61003000007140000
Alternative APN
  • 11036935

Interior

Bedrooms3 Beds
Total Rooms3 Rooms
Stories2 Stories
Building Area1,620 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number11036935
Old Parcel NumberR61003000007140000
Street Address12 CHALMERS ST
CityBLUFFTON
StateSC
Zip29910-7862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 SHELL HALL S/D PH 1B PB91 P156-157
Legal SubdivisionSHELL HALL S/D PH IA BUCKWALTE
Legal Phase1B
Legal Lot Number2
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group2
Census Block2000
Census Tract2106

Owner

Source: Beaufort County records · APN R61003000007140000

Assessment roll updated September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12 CHALMERS ST, BLUFFTON, SC 29910-7862
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 13, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2018 · Amount on Record
Deed SaleAug 13, 2018 · Amount on Record
Prior SaleFeb 15, 2013
Deed Document Number2018044090
Deed Book / Page3691 / 2686
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address12 CHALMERS ST, BLUFFTON, SC 29910-7862
Transaction TypeMortgage
Record UpdatedAug 30, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042702
DateJun 10, 2021
Book Page4023/1096
Instrument2021042702
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address12 CHALMERS ST, BLUFFTON, SC 29910-7862
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036212
DateJul 09, 2019
Book Page3775/538
Instrument2019036212
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateAug 13, 2018
Property Address12 CHALMERS ST, BLUFFTON, SC 29910-7862
Document Number0000044090
Book / Page3691 / 2686
Map ReferenceMB 91 PG 156
Instrument DateAug 02, 2018
Instrument2018044090
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,128.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 SHULTS RD, 6, BLUFFTON, SC 29910-6058

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12 CHALMERS ST, BLUFFTON, SC 29910-7862

Mortgage

Document Number0000044091
DateAug 13, 2018
Instrument2018044091
Lender
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
MunicipalityBluffton Town
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,675.00 (+13.59%)$16,070 (+13.91%)
2024$2,355.00$14,108 (-) Land $3,000 Building $11,108$352,700 (-12.61%) Land $75,000 Building $277,700
2023$2,355.00 (-33.96%)$14,108 (+15.64%) Land $3,000 Building $11,108$403,600 (+32.33%) Land $75,000 Building $328,600
2022$3,566.00 Homeowner's exemption$12,200 Land $1,400 Building $10,800$305,000 Land $35,000 Building $270,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 135 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies135 in force
Nearby Flood Claims5 (2016–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2017, other causes, Hurricane Irma
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cable OneFiber1,000 / 1,000
Cable OneCable1,000 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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