46 Chalmers St, Bluffton, SC 29910 Property Records

Beaufort County property record for 46 Chalmers St, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,483 sqft · built 2016
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$12,827 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R61003000007580000`

Property Details

APN / Parcel Number

Primary APN	`R61003000007580000`
Alternative APN	`11037373`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,483 sqft Living Area

Exterior

Year Built	Built 2016
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	11037373
Old Parcel Number	R61003000007580000
Street Address	46 CHALMERS ST
City	BLUFFTON
State	SC
Zip	29910-7864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 45 SHELL HALL S/D PH 1B PB91 P156-157
Legal Subdivision	SHELL HALL S/D PH IA BUCKWALTE
Legal Phase	1B
Legal Lot Number	45
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2001
Census Tract	2106

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	BLUFFTON, SC 29910
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024
Deed Sale	Dec 26, 2024
Prior Sale	Dec 6, 2024 · Amount on Record
Deed Document Number	2024055750
Deed Book / Page	4393 / 1765
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	46 CHALMERS ST, BLUFFTON, SC 29910-7864
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065692
Date	Dec 8, 2022
Book Page	4203/1516
Instrument	2022065692

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 29, 2021
Property Address	46 CHALMERS ST, BLUFFTON, SC 29910-7864
Document Number	0000047354
Book / Page	4030 / 3221
Map Reference	MB 91 PG 156
Instrument Date	Jun 29, 2021
Instrument	2021047354
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,409.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	46 CHALMERS ST, BLUFFTON, SC 29910-7864

Mortgage

Document Number	0000047355
Date	Jun 29, 2021
Instrument	2021047355

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,827.00 (+214.77%)	$44,700 (+34.64%)
2024	$4,075.00	$33,200 (-) Land $3,000 Building $30,200	$830,000 (+11.41%) Land $75,000 Building $755,000
2023	$4,075.00 (+8.52%)	$33,200 (+53.14%) Land $3,000 Building $30,200	$745,000 (+37.45%) Land $75,000 Building $670,000
2022	$3,755.00 Homeowner's exemption	$21,680 Land $1,400 Building $20,280	$542,000 Land $35,000 Building $507,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	5 (2016–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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