4 Windham Ln, Laguna Niguel, CA 92677 Property Records

Orange County property record for 4 Windham Ln, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,245 sqft · built 1993
Lot Size	0.175 acres (7,630 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,275,000 (Apr 2018)
Tax Bill	$26,054 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`673-691-02`

Property Details

APN / Parcel Number

Primary APN	`673-691-02`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,245 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	7,630 sqft (0.175 acres)
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	4 WINDHAM LN
City	LAGUNA NIGUEL
State	CA
Zip	92677-9372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13387 BLK LOT 7 TRACT NO 13387 LOT 7 AND POR LOTS 2, 3 & 4 OF
Legal Subdivision	CITY/LAGUNA NIGUEL
Legal Tract	13387
Legal Lot Number	7
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2003
Census Tract	42332

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 WINDHAM LN, LAGUNA NIGUEL, CA 92677-9372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · ARM UBS BANK USA
Apr 24, 2018	Grant Deed, Transfer UBS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Oct 17, 2014 · Amount on Record
Deed Document Number	2018146822
Prior Transfer Date	Jul 21, 1995
Prior Transfer Doc	0000354030
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4 WINDHAM LN, LAGUNA NIGUEL, CA 92677-9372
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000376062
Date	Sep 30, 2019
Instrument	2019000376062

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 24, 2018
Property Address	4 WINDHAM LN, LAGUNA NIGUEL, CA 92677-9372
Document Number	0000146822
Map Reference	DOC90-296271
Instrument Date	Apr 20, 2018
Instrument	2018000146822
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WINDHAM LN, LAGUNA NIGUEL, CA 92677-9372

Mortgage

Document Number	0000146823
Date	Apr 24, 2018
Instrument	2018000146823

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,640,331 (+2%) Land $1,920,487 Building $719,844
2025	$26,054.00 (+1.7%) Homeowner's exemption	$2,588,560 (+4.04%) Land $1,882,830 Building $705,730
2024	$25,618.00 (+2.17%)
2023	$25,074.00 (+1.94%) Homeowner's exemption	$2,488,044 Land $1,809,717 Building $678,327
2022	$24,596.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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