4 Union St, Westminster, MD 21157 Property Records

Carroll County property record for 4 Union St, Westminster, MD 21157

Property Summary

Property Type	Townhouse
Details	1 ba · 832 sqft · built 1900
Lot Size	0.022 acres (975 sqft)
Owner	2 Individual Names on File
Last Sale	$117,000 (Sep 2019)
Tax Bill	$2,308 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-147058`

Property Details

APN / Parcel Number

Primary APN	`07-147058`
Alternative APN	`147058`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	832 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Metal
Lot Area	975 sqft (0.022 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	147058
Street Address	4 UNION ST
City	WESTMINSTER
State	MD
Zip	21157-4555
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT 7B - 975 SQ FT 4 UNION ST 46-284/286 PROPERTIES OF HOPE INC
Legal Subdivision	HOPE INC PROP
Legal Lot Number	7B
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3016
Census Tract	507500

Owner

Source: Carroll County records · APN 07-147058

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1610 OLD WESTMINSTER PIKE, WESTMINSTER, MD 21157-7241
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Apr 01, 2003 · Amount on Record
Deed Book / Page	9408 / 391
Record Updated	Sep 20, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 13, 2019
Property Address	4 UNION ST, WESTMINSTER, MD 21157-4555
Document Number	0094080391
Book / Page	009408 / 000391
Instrument Date	Sep 06, 2019
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1610 OLD WESTMINSTER PIKE WESTMINSTER MD 211577241, WESTMINSTER, MD 21157-7241

Mortgage

Document Number	94080395
Date	Sep 13, 2019
Book Page	009408/000395

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,700 (+26.56%) Land $60,000 Building $87,700	$147,700 (+26.56%) Land $60,000 Building $87,700
2025	$2,308.00 (+17.04%)
2023	$1,972.00	$116,700 Land $50,000 Building $66,700	$116,700 Land $50,000 Building $66,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Telecommunications, Verizon.

Based on FCC filings for 452 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WESTMINSTER serves 35,256 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.