10 Union St, Westminster, MD 21157 Property Records

Carroll County property record for 10 Union St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,536 sqft Total Area
Lot Size	3,918 sqft (0.09 acres)
Occupancy	Owner Occupied
Last Sale	$165,000 (2014)
Tax Bill	$3,294.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-057202`
Alternative APNs	`7057202` `057202`

Interior

Full Baths	1 Baths
Building Area	1,536 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	3,918 sqft (0.09 acres)
Porch	1 Porch
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	057202
Street Address	10 UNION ST
City	WESTMINSTER
State	MD
Zip	21157-4508
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT - 3918 SF 10 UNION ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	3
Census Block	3011
Census Tract	507500

Owner

Source: Carroll County records · APN 07-057202

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 UNION ST, WESTMINSTER, MD 21157-4508
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2014 · Amount on Record
Deed Sale	Aug 15, 2014 · Amount on Record
Prior Sale	Mar 10, 2003 · Amount on Record
Deed Book / Page	7737 / 86
Transfer Doc	0043270550
Record Refreshed	Sep 20, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 06, 2019
Property Address	10 UNION ST, WESTMINSTER, MD 21157-4508
Document Number	0093680185
Book / Page	009368 / 000185
Instrument Date	Jul 30, 2019
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 UNION ST WESTMINSTER MD 211574508, WESTMINSTER, MD 21157-4508

Mortgage

Document Number	93680194
Date	Aug 06, 2019
Book Page	009368/000194

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2049

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,600 (+5.37%) Land $67,100 Building $139,500	$206,600 (-) Land $67,100 Building $139,500
2025	$3,294.00 (+11.4%)	$196,067 (+12.04%)	$206,600 (+18.06%) Land $67,100 Building $139,500
2023	$2,957.00	$175,000 Land $57,100 Building $117,900	$175,000 Land $57,100 Building $117,900

Flood & Wildfire

10 Union St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.