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2 Union St, Westminster, MD 21157 Property Records

Carroll County property record for 2 Union St, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details1 ba · 640 sqft · built 1900
Lot Size0.028 acres (1,213 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Oct 2024)
Tax Bill$2,143 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jun 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-068980

Property Details

APN / Parcel Number

Primary APN07-068980
Alternative APNs
  • 7068980
  • 068980

Interior

Full Baths1 Bath
Stories2 Stories
Building Area640 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialMetal
Lot Area1,213 sqft (0.028 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number068980
Street Address2 UNION ST
CityWESTMINSTER
StateMD
Zip21157-4555
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 7A - 1213 SF 2 UNION ST 46-284 PROP OF HOPE INC
Legal SubdivisionHOPE INC PROP
Legal Lot Number7A
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3016
Census Tract507500

Owner

Source: Carroll County records · APN 07-068980

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 UNION ST, WESTMINSTER, MD 21157-4555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2025Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 01, 2017Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCE CO
Mar 16, 2021Deed, Transfer · Stand-Alone First Mortgage
FARMERS & MERCHANTS BANK
Jan 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jun 18, 2019Grant Deed, Transfer
LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Prior SaleMar 16, 2021 · Amount on Record
Deed Book / Page11348 / 286
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2 UNION ST, WESTMINSTER, MD 21157-4555
Transaction TypeMortgage
Record UpdatedNov 21, 2025
Title CompanyBEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 UNION ST, WESTMINSTER, MD 21157-4555

Mortgage

Document Number0116090017
DateNov 06, 2025
Book Page11609/17
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2 UNION ST, WESTMINSTER, MD 21157-4555
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyADVANTAGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087020379
DateJun 01, 2017
Book Page8702/0379
Instrument8702-0379
Lender
NameCARDINAL FINANCE CO
TypeFunding / Finance Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateMar 16, 2021
Property Address2 UNION ST, WESTMINSTER, MD 21157-4555
Document Number0101640387
Book / Page10164 / 387
Map ReferenceMB 24 PG 167
Instrument DateFeb 23, 2021
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address559 RICH MAR ST, WESTMINSTER, MD 21158-9479

Mortgage

Document Number0010164393
DateMar 16, 2021
Instrument10164/393
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2 UNION ST, WESTMINSTER, MD 21157-4555
Instrument DateJan 15, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyENDEAVOR TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2 UNION ST WESTMINSTER MD 211574555, WESTMINSTER, MD 21157-4555

Mortgage

Document Number95570152
DateFeb 04, 2020
Book Page009557/000152
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 03, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateJun 18, 2019
Property Address2 UNION ST, WESTMINSTER, MD 21157-4555
Document Number0093210193
Book / Page009321 / 000193
Instrument DateMay 23, 2019
Transaction TypeTransfer
Record UpdatedJun 27, 2019
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

AmountAmount Recorded
Tax$115.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10839 PATOWMACK DR GREAT FALLS VA 220663034, GREAT FALLS, VA 22066-3034

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$137,100 (+26.24%) Land $60,000 Building $77,100$137,100 (+26.24%) Land $60,000 Building $77,100
2025$2,143.00 (+16.78%) Homeowner's exemption
2023$1,835.00$108,600 Land $50,000 Building $58,600$108,600 Land $50,000 Building $58,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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