19 Union St, Westminster, MD 21157 Property Records

Carroll County property record for 19 Union St, Westminster, MD 21157

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details4,160 sqft · built 1982
Lot Size0.345 acres (15,028 sqft)
OwnerCompany Name on File
Tax Bill$4,897 (2026)
Deeds & MortgagesApr 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN07-080190

Property Details

APN / Parcel Number

Primary APN07-080190
Alternative APNs
  • 7080190
  • 080190

Interior

Units4 Units
Stories1 Story
Building Area4,160 sqft Total Area
1st Floor Area4,160 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialAluminum/Vinyl
Fire ResistanceWood or Wood & Steel Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,028 sqft (0.345 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number080190
Street Address19 UNION ST
CityWESTMINSTER
StateMD
Zip21157-4507
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeR-750
Legal DescriptionLT - 15028 SF SC A 19-21 UNION ST 24-167 PROPERTY OF HOPE INC
Legal SubdivisionHOPE INC PROP
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3010
Census Tract507500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

19 Union St, a residential property, is owned by a company.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1000 UNIVERSITY AVE, 500, ROCHESTER, NY 14607-1293
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateApr 16, 2020
Property Address19 UNION ST, WESTMINSTER, MD 21157-4507
Document Number0096360324
Book / Page009636 / 000324
Instrument DateMar 31, 2020
Transaction TypeTransfer
Record UpdatedJun 16, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$962.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1000 UNIVERSITY AVE #500 ROCHESTER NY 146071293, 500, ROCHESTER, NY 14607-1293
InvestorPossibly a Property Investor

Mortgage

Document Number96360341
DateApr 16, 2020
Book Page009636/000341
Lender
NameBANK OF AMERICA
TypeBank
Address1 BRYANT PARK # 34, NEW YORK, NY 10036-6728
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 19 Union St was $4,897, up 13.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,897.00 (+13.88%)$291,500 Land $105,100 Building $186,400$291,500 Land $105,100 Building $186,400
2025$4,300.00
2023$3,126.00$185,000 Land $105,100 Building $79,900$185,000 Land $105,100 Building $79,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 19 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

Nearby Properties on Union St

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