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4 Tomoka Cove Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 4 Tomoka Cove Way, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,095 sqft · built 1998
Owner2 Individual Names on Record
Last Sale$426,500 (May 2018)
Tax Bill$7,449 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN4126-05-00-0190

Property Details

APN / Parcel Number

Primary APN4126-05-00-0190
Alternative APNs
  • 31142605000190
  • 5281523.0
  • 5281523

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,095 sqft Living Area
1st Floor Area3,095 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area605 sqft
Patio Area500 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number5281523.0
Old Parcel Number31142605000190
Street Address4 TOMOKA COVE WAY
CityORMOND BEACH
StateFL
Zip32174-1803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 BREAKAWAY TRAILS PHASE 3 UNIT I MB 44 PGS 1-7 PER OR 4659 PG 3886 PER OR 6976 PG 2716 PER OR 7543 PGS 3124-3125 PER OR
Legal Range31E
Legal Township14S
Legal Section26
Legal SubdivisionTRAILS
Legal Phase3
Legal Tract5
Legal Lot Number19
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionCENTRAL VOLUSIA
Census Block Group2
Census Block2036
Census Tract83203

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRIME CHOICE FUNDING INC
Aug 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 10, 2018Warranty Deed, Transfer · Conventional Mortgage
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2018 · Amount on Record
Deed SaleMay 10, 2018 · Amount on Record
Prior SaleMay 10, 2018 · Amount on Record
Deed Document Number0075433124
Deed Book / Page7543 / 3124
Last Transfer DateAug 10, 2020
Transfer Doc0078921115
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address4 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1803
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1803

Mortgage

Document Number0079952145
DateFeb 24, 2021
Book Page7995/2145
Instrument2021-041465
Lender
NamePRIME CHOICE FUNDING INC
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term352 Months
DueJun 1, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateAug 10, 2020
Property Address4 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1803
Document Number0078921115
Book / Page007892 / 001115
Instrument DateAug 4, 2020
Instrument147132
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 TOMOKA COVE WAY ORMOND BEACH FL 321741803, ORMOND BEACH, FL 32174-1803

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMay 10, 2018
Property Address4 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1803
Document Number0075433124
Book / Page7543 / 3124
Map ReferenceMB44 PG1-7
Instrument DateMay 4, 2018
Instrument2018-094534
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyREALTY PRO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,985.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 TOMOKA COVE WAY, 4, ORMOND BEACH, FL 32174-1803

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1803

Mortgage

Document Number2018094535
DateMay 10, 2018
Instrument2018-094535
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,449.00 (+15.87%) Homeowner's exemption$461,535 (+5.99%)$667,993 (+9.65%) Land $102,000 Building $565,993
2023$6,429.00 (+2.95%) Homeowner's exemption$435,465 (+3%)$609,220 (+9.72%) Land $102,000 Building $507,220
2022$6,245.00 Homeowner's exemption$422,782$555,247 Land $102,000 Building $453,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 125 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies125 in force
Nearby Flood Claims43 (1994–2024)
Claims Outside the SFHA13 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Frances, Sep 2004 · 9 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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