Volusia County property record for 11 Tomoka Cove Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 4,675 sqft · built 2000 |
| Owner | Individual Name on File |
| Tax Bill | $8,274 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-05-00-0060 |
| Primary APN | 4126-05-00-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,675 sqft Living Area |
| Gross Area | 5,530 sqft |
| 1st Floor Area | 2,767 sqft |
| Upper Floors Area | 1,308 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Garage Type | Attached |
| Garage Area | 855 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Finished/Open Porch |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 5281353 |
|---|---|
| Street Address | 11 TOMOKA COVE WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BREAKAWAY TRAILS PHASE 3 UNIT I MB 44 PGS 1-7 INC PER OR 4468 PG 1319 PER OR 6631 PG 0050 PER OR 7876 PG 3008 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | BREAKAWAY TRAILS PHASE 3 UNIT I MB |
| Legal Phase | 3 |
| Legal Lot Number | 6 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 83203 |
11 Tomoka Cove Way is owned and occupied by an individual who acquired it in October 2019.
Source: Volusia County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jul 9, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISTAR MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 25, 2019 |
| Transfer Doc | 0078763008 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 11 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Document Number | 0083481176 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 8348/1176 |
| Instrument | 2022280097 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jul 9, 2020 |
| Property Address | 11 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Document Number | 0078763008 |
| Book / Page | 7876 / 3008 |
| Map Reference | MB 44 PG 1-7 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 2020-124354 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Document Number | 0078763010 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 7876/3010 |
| Name | AMERISTAR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 11 Tomoka Cove Way was $8,274 with a homeowner's exemption.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $562,902 (+2.7%) | $895,511 (+2.37%) Land $102,000 Building $793,511 | |
| 2025 | $8,274.00 Homeowner's exemption | $548,104 | $874,741 Land $102,000 Building $772,741 |
| 2023 | $7,763.00 (+2.9%) Homeowner's exemption | $517,143 (+3%) | $798,521 (+8.16%) Land $102,000 Building $696,521 |
| 2022 | $7,544.00 Homeowner's exemption | $502,081 | $738,301 Land $102,000 Building $636,301 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Tomoka Cove Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 125 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 125 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 13 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Tomoka Cove Way is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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