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12 Tomoka Cove Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 12 Tomoka Cove Way, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 3,965 sqft · built 1999
OwnerIndividual Name on Record
Last Sale$890,000 (May 2023)
Tax Bill$11,288 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4126-05-00-0130

Property Details

APN / Parcel Number

Primary APN4126-05-00-0130
Alternative APNs
  • 31142605000130
  • 5281426.0
  • 5281426

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area3,965 sqft Living Area
1st Floor Area3,846 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Garage Area638 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area756 sqft
PorchOpen Porch
Porch Area909 sqft
Patio Area88 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number5281426.0
Old Parcel Number31142605000130
Street Address12 TOMOKA COVE WAY
CityORMOND BEACH
StateFL
Zip32174-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 BREAKAWAY TRAILS PHASE 3 UNIT I MB 44 PGS 1-7 INC PER OR 4310 PG 3795 & OR 5311 PG 224 PER OR 8405 PG 4127
Legal Range31E
Legal Township14S
Legal Section26
Legal SubdivisionTRAILS
Legal Phase3
Legal Tract5
Legal Lot Number13
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionCENTRAL VOLUSIA
Census Block Group2
Census Block2036
Census Tract83203

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2023 · Amount on Record
Deed SaleMay 12, 2023 · Amount on Record
Prior SaleMay 5, 2004
Deed Document Number2023096941
Deed Book / Page8405 / 4127
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMay 12, 2023
Property Address12 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1804
Document Number0084054127
Book / Page8405 / 4127
Map ReferenceMB 44 PG 1-7
Instrument DateMay 8, 2023
Instrument2023096941
Transaction TypeTransfer
Record UpdatedJun 5, 2023
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,230.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address725 MARINA POINT DR, DAYTONA BEACH, FL 32114-5047

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1804

Mortgage

Document Number0084054128
DateMay 12, 2023
Instrument8405/4128
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,288.00 (+91.84%) Homeowner's exemption$677,797 (+68.56%)$780,078 (+9.56%) Land $102,000 Building $678,078
2023$5,884.00 (+2.98%) Homeowner's exemption$402,111 (+3%)$712,033 (+10.45%) Land $102,000 Building $610,033
2022$5,714.00 Homeowner's exemption$390,399$644,650 Land $102,000 Building $542,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 125 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies125 in force
Nearby Flood Claims43 (1994–2024)
Claims Outside the SFHA13 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Frances, Sep 2004 · 9 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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