Volusia County property record for 1 Tomoka Cove Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,531 sqft · built 1997 |
| Owner | Individual Name on Record |
| Last Sale | $862,000 (Nov 2020) |
| Tax Bill | $13,931 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-05-00-0010 |
| Primary APN | 4126-05-00-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,531 sqft Living Area |
| 1st Floor Area | 4,059 sqft |
| 2nd Floor Area | 1,104 sqft |
| Upper Floors Area | 1,472 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Tile |
| Garage Type | Mixed |
| Garage Area | 736 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,076 sqft |
| Patio Area | 900 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 5281302.0 |
|---|---|
| Old Parcel Number | 31142605000010 |
| Street Address | 1 TOMOKA COVE WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 BREAKAWAY TRAILS PHASE 3 UNIT I MB 44 PGS 1-7 PER OR 4127 PG 4778 PER OR 4168 PG 4924-4926 PER OR 7941 PG 2312 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | TRAILS |
| Legal Phase | 3 |
| Legal Tract | 5 |
| Legal Lot Number | 1-2 2 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 83203 |
Source: Volusia County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2020 · Amount on Record |
| Deed Sale | Nov 13, 2020 · Amount on Record |
| Prior Sale | Aug 5, 1996 · Amount on Record |
| Deed Document Number | 2020-219681 |
| Deed Book / Page | 7941 / 2312 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Document Number | 0084030841 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 8403/841 |
| Instrument | 2023092157 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Nov 13, 2020 |
| Property Address | 1 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Document Number | 0079412312 |
| Book / Page | 7941 / 2312 |
| Map Reference | MB 44 PG 1-7 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 2020-219681 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,034.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 742 W MEADOW PKWY, 742, MORAVIAN FALLS, NC 28654-9859 |
| Name | Verified Name |
|---|---|
| Address | 1 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Document Number | 0079412313 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 7941/2313 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,931.00 (+15.56%) Homeowner's exemption | $826,724 (+5.99%) | $1,058,859 (+8.22%) Land $102,000 Building $956,859 |
| 2023 | $12,055.00 (+2.81%) Homeowner's exemption | $780,025 (+3%) | $978,401 (+8.93%) Land $102,000 Building $876,401 |
| 2022 | $11,726.00 Homeowner's exemption | $757,306 | $898,230 Land $102,000 Building $796,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 125 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 125 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 13 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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