Kenton County property record for 4 Swarthmore Dr, Edgewood, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,819 sqft · built 2003 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Trust Name on File |
| Last Sale | $342,000 (Sep 2019) |
| Tax Bill | $4,211 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-40-14-056.00 |
| Primary APN | 015-40-14-056.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,819 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4 SWARTHMORE DR |
|---|---|
| City | EDGEWOOD |
| State | KY |
| Zip | 41017-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY WOODS SEC 1 LOT 56 |
| Legal Subdivision | ASHLEY WOODS |
| Legal Phase | 1 |
| Legal Lot Number | 56 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 64500 |
4 Swarthmore Dr is owner-occupied and held in a trust since July 2021.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2021 | Intrafamily Transfer, Transfer |
| Sep 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on File |
| Deed Sale | Sep 3, 2019 · Amount on File |
| Prior Sale | Jul 10, 2003 · Amount on File |
| Deed Document Number | 201909 03 059 00152 |
| Deed Book / Page | 6742 / 169 |
| Last Transfer Date | Jul 12, 2021 |
| Transfer Doc | 0005900010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 9, 2021 |
| Property Address | 4 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Document Number | 0005900010 |
| Book / Page | 109 / 224 |
| Map Reference | SL 1927&1927A |
| Instrument Date | Jul 12, 2021 |
| Instrument | 21080905900010 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 3, 2019 |
| Property Address | 4 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000152 |
| Book / Page | 0C6742 / 000169 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 152 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 SWARTHMORE DR EDGEWOOD KY 410174308, EDGEWOOD, KY 41017-4308 |
| Document Number | 153 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 0C6742/000172 |
| Instrument | 153 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 2, 2034 |
The 2025 property tax bill for 4 Swarthmore Dr was $4,211 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Edgewood City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,400 (-) Land $125,000 Building $243,400 | $368,400 (-) Land $125,000 Building $243,400 | |
| 2025 | $4,211.00 Homeowner's exemption | $368,400 Land $125,000 Building $243,400 | $368,400 Land $125,000 Building $243,400 |
| 2023 | $3,839.00 Homeowner's exemption | $342,000 Land $125,000 Building $217,000 | $342,000 Land $125,000 Building $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Swarthmore Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Swarthmore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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