Kenton County property record for 22 Swarthmore Dr, Edgewood, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,905 sqft · built 2003 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Company Name on File |
| Last Sale | $715,000 (Apr 2020) |
| Tax Bill | $9,903 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-40-14-050.00 |
| Primary APN | 015-40-14-050.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,905 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 22 SWARTHMORE DR |
|---|---|
| City | EDGEWOOD |
| State | KY |
| Zip | 41017-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY WOODS SEC 2 LOT 50 |
| Legal Subdivision | ASHLEY WOODS |
| Legal Phase | 2 |
| Legal Lot Number | 50 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 64500 |
22 Swarthmore Dr is owned by a company that bought it in April 2020.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 22 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2020 | Grant Deed, Transfer GENERAL ELECTRIC CU |
| Mar 31, 2020 | Deed of Trust, Mortgage GENERAL ELECTRIC CU |
| Mar 31, 2020 | Deed of Trust, Mortgage · Line of Credit NORTH SIDE BK |
| Dec 11, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2020 · Amount on File |
| Deed Sale | Apr 9, 2020 · Amount on File |
| Prior Sale | May 23, 2003 · Amount on File |
| Deed Document Number | 20205900069 |
| Deed Book / Page | 16 / 181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 9, 2020 |
| Property Address | 22 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000069 |
| Book / Page | 000016 / 000181 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 69 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 905 RIVERWATCH DR CRESCENT SPRINGS KY 410175323, CRESCENT SPRINGS, KY 41017-5323 |
| Document Number | 70 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 000M30/000406 |
| Instrument | 70 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Number | 71, |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 000030/000424 |
| Instrument | 71 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 22 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000070 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 SWARTHMORE DR EDGEWOOD KY 410174308, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000070 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 000M30/000406 |
| Instrument | 70 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 22 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000071 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 905 RIVERWATCH DR CRESCENT SPRINGS KY 410175323, CRESCENT SPRINGS, KY 41017-5323 |
| Document Number | 0000000071 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 000030/000424 |
| Instrument | 71 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 22 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000268 |
| Book / Page | 0C6340 / 000035 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 22 SWARTHMORE DR EDGEWOOD KY 410174308, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000268 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 0C6340/000035 |
| Instrument | 268 |
| Name | THIRD FED'L S&L ASSN |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 22 Swarthmore Dr was $9,903.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Edgewood City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $750,800 (-) Land $125,000 Building $625,800 | $750,800 (-) Land $125,000 Building $625,800 | |
| 2025 | $9,903.00 | $750,800 Land $125,000 Building $625,800 | $750,800 Land $125,000 Building $625,800 |
| 2023 | $9,287.00 | $715,000 Land $125,000 Building $590,000 | $715,000 Land $125,000 Building $590,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Swarthmore Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Swarthmore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures