Kenton County property record for 19 Swarthmore Dr, Edgewood, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · built 2019 |
| Lot Size | 0.404 acres (17,598 sqft) |
| Owner | Trust Name on File |
| Last Sale | $700,000 (Jun 2022) |
| Tax Bill | $9,233 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-40-14-031.00 |
| Primary APN | 015-40-14-031.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 17,598 sqft (0.404 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 19 SWARTHMORE DR |
|---|---|
| City | EDGEWOOD |
| State | KY |
| Zip | 41017-4309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY WOODS SEC 2 PT LOT 31 BEING 0.404 AC |
| Legal Subdivision | ASHLEY WOODS |
| Legal Phase | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 64500 |
19 Swarthmore Dr is owner-occupied and held in a trust since June 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 19 SWARTHMORE DR, EDGEWOOD, KY 41017-4309 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2022 | Intrafamily Transfer, Transfer |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK NA |
| Aug 29, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK |
| Jun 3, 2019 | Deed of Trust, Mortgage FIFTH THIRD BK |
| Jul 2, 2018 | Warranty Deed, Subdivision Related Transfer FIFTH THIRD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2022 · Amount on File |
| Deed Sale | Jun 7, 2022 · Amount on File |
| Prior Sale | Jul 2, 2018 · Amount on File |
| Deed Document Number | 2022194 |
| Deed Book / Page | 169 / 716 |
| Prior Transfer Date | May 10, 2022 |
| Prior Transfer Doc | 0005900194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 7, 2022 |
| Property Address | 19 SWARTHMORE DR, EDGEWOOD, KY 41017-4309 |
| Document Number | 0005900194 |
| Book / Page | 169 / 720 |
| Map Reference | SL 1929&1929A |
| Instrument Date | May 10, 2022 |
| Instrument | 22060705900194 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 SWARTHMORE DR, 19, EDGEWOOD, KY 41017-4309 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 19 SWARTHMORE DR, EDGEWOOD, KY 41017-4309 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 19 SWARTHMORE DR, EDGEWOOD, KY 41017-4309 |
| Document Number | 0000000131 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 SWARTHMORE DR EDGEWOOD KY 410174309, EDGEWOOD, KY 41017-4309 |
| Document Number | 0000000131 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 00M139/000049 |
| Instrument | 131 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 9, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 19 SWARTHMORE DR, EDGEWOOD, KY 41017-4309 |
| Document Number | 0000000006 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 SWARTHMORE DR EDGEWOOD KY 410174309, EDGEWOOD, KY 41017-4309 |
| Document Number | 0000000006 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 0C6778/000183 |
| Instrument | 6 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 19 SWARTHMORE DR, EDGEWOOD, KY 41017-4309 |
| Document Number | 0000000150 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 SWARTHMORE DR EDGEWOOD KY 410174309, EDGEWOOD, KY 41017-4309 |
| Document Number | 0000000150 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 0C6679/000342 |
| Instrument | 150 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 11, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 2, 2018 |
| Property Address | 19 SWARTHMORE DR, EDGEWOOD, KY 41017-4309 |
| Document Number | 0000000197 |
| Book / Page | 0C6444 / 000026 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 197 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1184 GREENERY LN CINCINNATI OH 452334892, CINCINNATI, OH 45233-4892 |
| Document Number | 198 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 0C6444/000029 |
| Instrument | 198 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 19 Swarthmore Dr was $9,233.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Edgewood City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $700,000 (-) Land $125,000 Building $575,000 | $700,000 (-) Land $125,000 Building $575,000 | |
| 2025 | $9,233.00 | $700,000 Land $125,000 Building $575,000 | $700,000 Land $125,000 Building $575,000 |
| 2023 | $9,093.00 | $700,000 Land $125,000 Building $575,000 | $700,000 Land $125,000 Building $575,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Swarthmore Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Swarthmore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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