Kenton County property record for 12 Swarthmore Dr, Edgewood, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · built 2018 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Aug 2016) |
| Tax Bill | $8,837 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-40-14-053.00 |
| Primary APN | 015-40-14-053.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12 SWARTHMORE DR |
|---|---|
| City | EDGEWOOD |
| State | KY |
| Zip | 41017-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY WOODS RESUB SEC 2 LOT 53A |
| Legal Subdivision | ASHLEY WOODS |
| Legal Phase | 2 |
| Legal Lot Number | 53A |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 64500 |
12 Swarthmore Dr is owned and occupied by an individual who bought it in August 2016.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Apr 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MTG |
| Jun 20, 2018 | Deed of Trust, Mortgage CORNERSTONE MTG |
| Dec 21, 2017 | Deed of Trust, Mortgage WILLIAM A HUMPERT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2016 · Amount on File |
| Deed Sale | Aug 11, 2016 · Amount on File |
| Deed Document Number | 201608 11 059 00170 |
| Deed Book / Page | 5959 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 12 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900011 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 182/358 |
| Instrument | 21031505900011 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 12 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000098 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 12 SWARTHMORE DR EDGEWOOD KY 410174308, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000098 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 000032/000100 |
| Instrument | 98 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 12 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000219 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 12 SWARTHMORE DR EDGEWOOD KY 410174308, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000219 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 0C6640/000252 |
| Instrument | 219 |
| Name | CORNERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 12 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000025 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 12 SWARTHMORE DR EDGEWOOD KY 410174308, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000025 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 0C6438/000228 |
| Instrument | 25 |
| Name | CORNERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 12 SWARTHMORE DR, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000143 |
| Book / Page | 0C6321 / 000066 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 12 SWARTHMORE DR EDGEWOOD KY 410174308, EDGEWOOD, KY 41017-4308 |
| Document Number | 0000000143 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 0C6321/000066 |
| Instrument | 143 |
| Name | WILLIAM A HUMPERT |
|---|---|
| Address | 2441 FELICE DR, CRESCENT SPRINGS, KY 41017-1531 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 20, 2047 |
The 2025 property tax bill for 12 Swarthmore Dr was $8,837.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Edgewood City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $670,000 (-) Land $150,000 Building $520,000 | $670,000 (-) Land $150,000 Building $520,000 | |
| 2025 | $8,837.00 | $670,000 Land $150,000 Building $520,000 | $670,000 Land $150,000 Building $520,000 |
| 2023 | $8,703.00 | $670,000 Land $150,000 Building $520,000 | $670,000 Land $150,000 Building $520,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Swarthmore Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Swarthmore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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