4 Smith St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 4 Smith St, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,371 sqft · built 1950
Lot Size0.303 acres (13,199 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Aug 2021)
Tax Bill$7,818 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00111-0000-00008

Property Details

APN / Parcel Number

Primary APN21-00111-0000-00008
Alternative APNs
  • 210011100008
  • 048290

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,371 sqft Living Area
1st Floor Area1,371 sqft
Basement Area1,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area13,199 sqft (0.303 acres)
Lot Dimensions132 ft deep x 100 ft wide
Garage TypeDetached
PorchOpen Porch
Deck Area310 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Account Number048290
Street Address4 SMITH ST
CityHOWELL
StateNJ
Zip07731-8526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-50
Legal SubdivisionFREEWOOD ACRES SEC 04
Legal Block111
Legal Lot Number8
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group2
Census Block2029
Census Tract811301

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 SMITH ST, HOWELL, NJ 07731-8526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2021 · Amount on Record
Deed SaleAug 13, 2021 · Amount on Record
Prior SaleOct 7, 1999 · Amount on Record
Deed Document Number2021123828
Deed Book / Page9535 / 5865
Record UpdatedSep 20, 2026

August 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMONMOUTH NJ
Recording DateAug 13, 2021
Property Address4 SMITH ST, HOWELL, NJ 07731-8526
Document Number0095355865
Book / Page9535 / 5865
Instrument DateJul 26, 2021
Instrument2021123828
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyCOUNSELLORS TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,066.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7375 N ROSEWAY TER, 7375, CITRUS SPRINGS, FL 34433-5762

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 SMITH ST, HOWELL, NJ 07731-8526

Mortgage

Document Number2021123829
DateAug 13, 2021
Instrument2021123829
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$502,500 (+10.37%) Land $265,100 Building $237,400$502,500 (+10.37%) Land $265,100 Building $237,400
2025$7,818.00 (+4.63%)$455,300 (+20.2%) Land $220,100 Building $235,200$455,300 (+20.2%) Land $220,100 Building $235,200
2024$7,472.00 (+3.86%)
2023$378,800 Land $155,100 Building $223,700$378,800 Land $155,100 Building $223,700
2022$7,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 61% of New Jersey
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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