San Miguel County property record for 4 River Trl, Placerville, CO 81430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,365 sqft · built 2006 |
| Lot Size | 1.42 acres (62,117 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,100,000 (Aug 2021) |
| Tax Bill | $4,277 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2021 Sale & Mortgage |
| APN | 1040092978 |
| Primary APN | 1040092978 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,365 sqft |
| Basement Area | 2,365 sqft |
| Finished Basement | 2,365 sqft |
| Year Built | Built 2006 |
|---|---|
| Lot Area | 62,117 sqft (1.42 acres) |
| Street Address | 4 RIVER TRL |
|---|---|
| City | PLACERVILLE |
| State | CO |
| Zip | 81430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 8 FALL CREEK VILLAGE SUBDIVISION A PART OF SEC 12 T43N R11W NMPM ACC TO PLAT REC SEPT 15 1980 AT BK 1 PG 258 AND SURVEY |
| Legal Subdivision | FALL CREEK VILLAGE |
| Legal Lot Number | 8 |
| Jurisdiction | SAN MIGUEL CO |
| Township / Civil Division | TELLURIDE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 968103 |
Source: San Miguel County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 2340, TELLURIDE, CO 81435-2340 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA |
| Aug 30, 2021 | Corporation Deed, Transfer · Conventional Mortgage NBH BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Prior Sale | May 21, 2012 |
| Deed Document Number | 472198 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MIGUEL CO |
| Property Address | 4 RIVER TER, PLACERVILLE, CO 81430 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4 RIVER TER, PLACERVILLE, CO 81430 |
| Document Number | 472570 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 472570 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | SAN MIGUEL CO |
| Recording Date | Aug 30, 2021 |
| Property Address | 4 RIVER TER, PLACERVILLE, CO 81430 |
| Document Number | 472198 |
| Map Reference | MB 1 PG 258 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 472198 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1001 REUNION PLACE, 1001, SAN ANTONIO, TX 78216 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | PO BOX 21199, TELLURIDE, CO 81435 |
| Document Number | 472199 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 472199 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: San Miguel County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | San Miguel County |
| Unified School District | Telluride School District R-1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,277.00 (+57.36%) | $96,890 (+46.07%) Land $13,750 Building $83,140 | $1,550,313 (+58.12%) Land $220,000 Building $1,330,313 |
| 2023 | $2,718.00 | $66,330 Land $13,530 Building $52,800 | $980,450 Land $200,000 Building $780,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 7 (1996–2016) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 66% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Vero Fiber Fixed Wireless | 10 / 1 |
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