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4 River Bluff Rd, Elgin, IL 60120 Property Records

Kane County property record for 4 River Bluff Rd, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1954
Square Footage1,184 sqft Living Area
Lot Size13,504 sqft (0.31 acres)
OccupancyOwner Occupied
Last Sale$220,000 (2018)
Tax Bill$7,863.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-11-229-012

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area1,184 sqft Living Area
Gross Area2,368 sqft Gross Area
1st Floor1,184 sqft 1st Floor
Basement Area1,184 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick Exterior
Lot Area13,504 sqft (0.31 acres)
Lot Width60 ft Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Location & Zoning

Street Address4 RIVER BLUFF RD
CityELGIN
StateIL
Zip60120-2166
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOME-IN-THE-WOODS LOT 28 & SOUTH 1/2 LOT 39 AS DESC IN DOCS 1414077, 1414066, 1414067, & BOOK 1747/247
Legal SubdivisionHOME-IN-THE-WOODS
Legal Block6
Legal Lot Number28,39
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup6
Census Block6013
Census Tract850800

Owner

Source: Kane County records · APN 06-11-229-012

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4 RIVER BLUFF RD, ELGIN, IL 60120-2166
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Nov 13, 2018Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2018 · Amount on Record
Deed SaleNov 13, 2018 · Amount on Record
Prior SaleJan 12, 2001 · Amount on Record
Deed Doc Number201855283
Prior Transfer DateMar 27, 2006
Prior Transfer Doc0000035147
Record RefreshedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4 RIVER BLUFF RD, ELGIN, IL 60120-2166
Document Number0000035465
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 RIVER BLUFF RD ELGIN IL 601202166, ELGIN, IL 60120-2166

Mortgage

Document Number0000035465
DateJul 02, 2020
Instrument35465
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateNov 13, 2018
Property Address4 RIVER BLUFF RD, ELGIN, IL 60120-2166
Document Number0000055283
Instrument DateOct 25, 2018
Instrument55283
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15N615 ELGIN AVE DUNDEE IL 601183017, DUNDEE, IL 60118-3017

Mortgage

Document Number55284
DateNov 13, 2018
Instrument55284
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,863.00 (+12.22%) Homeowner's exemption
2024$105,382 (+21.39%) Land $25,147 Building $80,235$316,273 (+21.44%) Land $75,471 Building $240,801
2022$7,007.00 (+4.5%) Homeowner's exemption$86,810 (+6.96%) Land $20,715 Building $66,095$260,430 (+6.96%) Land $62,145 Building $198,285
2021$6,705.00 Homeowner's exemption$81,161 Land $19,367 Building $61,794$243,483 Land $58,101 Building $185,382

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