16 River Bluff Rd, Elgin, IL 60120 Property Records

Kane County property record for 16 River Bluff Rd, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1953
Square Footage1,171 sqft Living Area
Lot Size13,068 sqft (0.3 acres)
GarageAttached
OccupancyOwner Occupied
Tax Bill$8,000.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-11-229-010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,171 sqft Living Area
Gross Area2,342 sqft Gross Area
1st Floor1,171 sqft 1st Floor
Basement Area1,171 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialBrick Exterior
Lot Area13,068 sqft (0.3 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address16 RIVER BLUFF RD
CityELGIN
StateIL
Zip60120-2166
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOME-IN-THE-WOODS LOT 30
Legal SubdivisionHOME-IN-THE-WOODS
Legal Block6
Legal Lot Number30
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup6
Census Block6013
Census Tract850800

Owner

Source: Kane County records · APN 06-11-229-010

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16 RIVER BLUFF RD, ELGIN, IL 60120-2166
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
STERLING FEDERAL BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address16 RIVER BLUFF RD, ELGIN, IL 60120-2166
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053966
DateNov 06, 2018
Instrument2018K053966
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueOct 20, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address16 RIVER BLUFF RD, ELGIN, IL 60120-2166
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032181
DateJun 18, 2020
Instrument2020K032181
Lender
NameSTERLING FEDERAL BANK FSB
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,000.00 (+15.86%) Homeowner's exemption$112,863 (+8.57%) Land $27,438 Building $85,425$338,724 (+8.57%) Land $82,347 Building $256,378
2024$103,954 (+21.39%) Land $25,272 Building $78,682$311,987 (+21.44%) Land $75,846 Building $236,140
2022$6,905.00 (+4.51%) Homeowner's exemption$85,633 (+6.96%) Land $20,818 Building $64,815$256,899 (+6.96%) Land $62,454 Building $194,445
2021$6,607.00 Homeowner's exemption$80,060 Land $19,463 Building $60,597$240,180 Land $58,389 Building $181,791

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