4 Montecilo, Foothill Ranch, CA 92610 Property Records

Orange County property record for 4 Montecilo, Foothill Ranch, CA 92610 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1993
Square Footage1,483 sqft Living Area
Lot Size4,263 sqft (0.098 acres)
OccupancyOwner Occupied
Last Sale$230,000 (1998)
Tax Bill$3,687.00 (2024)

Property Details

APN / Parcel Number

Primary APN601-191-20

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,483 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area4,263 sqft (0.098 acres)
Parking Spaces2 Parking Spaces
Garage Area589 sqft Garage

Location & Zoning

Street Address4 MONTECILO
CityFOOTHILL RANCH
StateCA
Zip92610-1731
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 13755 BLK LOT 20
Legal SubdivisionTR 13755
Legal Tract13755
Legal Lot Number20
JurisdictionORANGE CA
Minor Civil DivisionIRVINE-LAKE FOREST
Census Blockgroup9
Census Block9042
Census Tract52430

Owner

Source: Orange County records · APN 601-191-20

Assessment roll updated August 6, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4 MONTECILO, FOOTHILL RANCH, CA 92610-1731
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Aug 28, 2023Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE LENDING GROUP INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 15, 1998 · Amount on Record
Deed SaleJan 15, 1998 · Amount on Record
Prior SaleNov 30, 1993 · Amount on Record
Deed Doc Number199822111
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Recording DateApr 20, 2026
Property Address4 MONTECILO, FOOTHILL RANCH, CA 92610-1731
Document Number0000112479
Instrument DateApr 13, 2026
Instrument2026112479
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 MONTECILO, FOOTHILL RANCH, CA 92610-1731

Mortgage

Document Number0000112479,
DateApr 20, 2026
Instrument2026112479
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.11%
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4 MONTECILO, FOOTHILL RANCH, CA 92610-1731
Transaction TypeMortgage
Record UpdatedSep 08, 2023
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 MONTECILO, LAKE FOREST, CA 92610-1731

Mortgage

Document Number0000209014
DateAug 28, 2023
Instrument2023000209014
Lender
NameCORNERSTONE LENDING GROUP INC
TypeNon-Lending Institution
AddressORANGE, CA 92867
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueAug 01, 2024

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,756.00 (+1.87%) Homeowner's exemption$367,241 (+4.04%) Land $135,186 Building $232,055
2024$3,687.00 (+2.45%)
2023$3,599.00 (+1.87%) Homeowner's exemption$352,982 Land $129,937 Building $223,045
2022$3,533.00

Flood & Wildfire

4 Montecilo is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
69th percentile of exposed land nationally · 44th in California
Wildfire LikelihoodHigh — about 1 in 300 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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