12 Montecilo, Foothill Ranch, CA 92610 Property Records

Orange County property record for 12 Montecilo, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,175 sqft · built 1993
Lot Size	0.103 acres (4,472 sqft)
Owner	Individual Name on Record
Last Sale	$1,520,000 (Aug 2026)
Tax Bill	$12,977 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`601-191-16`

Property Details

APN / Parcel Number

Primary APN	`601-191-16`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,175 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	4,472 sqft (0.103 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	12 MONTECILO
City	FOOTHILL RANCH
State	CA
Zip	92610-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13755 BLK LOT 16
Legal Subdivision	93-019
Legal Tract	13755
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	9
Census Block	9042
Census Tract	52430

Owner

Source: Orange County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21222 AVENIDA PLANICIE, LAKE FOREST, CA 92630-2143
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Sep 16, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 27, 2021	Grant Deed, Transfer ZILLOW CLOSING SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Sep 16, 2021 · Amount on Record
Deed Document Number	2026225029
Prior Transfer Date	Aug 22, 2012
Prior Transfer Doc	0000512069
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 7, 2026
Property Address	12 MONTECILO, FOOTHILL RANCH, CA 92610-1731
Document Number	0000225029
Instrument Date	Aug 3, 2026
Instrument	2026225029
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168,872.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21222 AVENIDA PLANICIE, LAKE FOREST, CA 92630-2143

Mortgage

Document Number	0000225030,
Date	Aug 7, 2026
Instrument	2026225030

Lender

Name	MEGA CAPITAL FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12 MONTECILO, FOOTHILL RANCH, CA 92610-1731
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MONTECILO, FOOTHILL RANCH, CA 92610-1731

Mortgage

Document Number	0000450074
Date	Aug 31, 2020
Instrument	2020000450074

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2045

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 16, 2021
Property Address	12 MONTECILO, FOOTHILL RANCH, CA 92610-1731
Document Number	0000577080
Map Reference	DOC 93-0396961
Instrument Date	Sep 9, 2021
Instrument	2021000577080
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	ZILLOW CLOSING & ESCROW SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MONTECILO, FOOTHILL RANCH, CA 92610-1731

Mortgage

Document Number	0000577081
Date	Sep 16, 2021
Instrument	2021000577081

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 27, 2021
Property Address	12 MONTECILO, FOOTHILL RANCH, CA 92610-1731
Document Number	0000349490
Map Reference	DOC 93-0396961
Instrument Date	May 27, 2021
Instrument	2021000349490
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,350,000 (+9.2%) Land $1,025,869 Building $324,131
2025	$12,977.00 (+4.29%)	$1,236,307 (+4.04%) Land $950,869 Building $285,438
2023	$12,443.00 (+1.82%)	$1,188,300 Land $913,945 Building $274,355
2022	$12,221.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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