11 Montecilo, Foothill Ranch, CA 92610 Property Records

Orange County property record for 11 Montecilo, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,805 sqft · built 1993
Lot Size	0.099 acres (4,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Jul 2019)
Tax Bill	$8,818 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`601-191-24`

Property Details

APN / Parcel Number

Primary APN	`601-191-24`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,805 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	4,300 sqft (0.099 acres)
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11 MONTECILO
City	FOOTHILL RANCH
State	CA
Zip	92610-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13755 BLK LOT 24
Legal Subdivision	TARCT NO 13755
Legal Tract	13755
Legal Lot Number	24
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3005
Census Tract	52430

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 MONTECILO, FOOTHILL RANCH, CA 92610-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 5, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Prior Sale	Apr 8, 2010 · Amount on Record
Deed Document Number	2019239554
Prior Transfer Date	Nov 20, 1993
Prior Transfer Doc	0000832624
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	11 MONTECILO, FOOTHILL RANCH, CA 92610-1733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MONTECILO, LAKE FOREST, CA 92610-1733

Mortgage

Document Number	0000052568
Date	Jan 26, 2021
Instrument	2021000052568

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	11 MONTECILO, FOOTHILL RANCH, CA 92610-1733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152583
Date	Apr 3, 2020
Instrument	2020000152583

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 5, 2019
Property Address	11 MONTECILO, FOOTHILL RANCH, CA 92610-1733
Document Number	0000239554
Map Reference	MB 653 PG 23-27
Instrument Date	May 22, 2019
Instrument	2019000239554
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11 MONTECILO, FOOTHILL RANCH, CA 92610-1733

Mortgage

Document Number	0000239555
Date	Jul 5, 2019
Instrument	2019000239555

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,525 (+2%) Land $616,927 Building $247,598
2025	$8,818.00 (+4.33%) Homeowner's exemption	$847,574 (+4.04%) Land $604,830 Building $242,744
2023	$8,452.00 (+1.83%) Homeowner's exemption	$814,662 Land $581,343 Building $233,319
2022	$8,300.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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