4 Michael Rd, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 4 Michael Rd, Mission Viejo, CA 92694

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,893 sqft · built 2007
Lot Size0.16 acres (6,976 sqft)
Owner2 Company Names on Record
Last Sale$1,000,000 (Mar 2013)
Tax Bill$18,367 (2025)
Deeds & MortgagesOct 2025 Transfer
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN741-501-21

Property Details

APN / Parcel Number

Primary APN741-501-21

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,893 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area6,976 sqft (0.16 acres)
Garage Area498 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4 MICHAEL RD
CityLADERA RANCH
StateCA
Zip92694-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 16473 BLK LOT 12 TR NO 16473 LOT 12 POR OF LOT & POR OF LOT 13
Legal SubdivisionMONTANEZ
Legal Tract16473
Legal Lot Number12,13
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group1
Census Block1005
Census Tract32058

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4 MICHAEL RD, LADERA RANCH, CA 92694-1518
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Intrafamily Transfer, Transfer
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2013 · Amount on Record
Deed SaleMar 27, 2013 · Amount on Record
Prior SaleSep 19, 2007 · Amount on Record
Deed Document Number2013185227
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateOct 24, 2025
Property Address4 MICHAEL RD, MISSION VIEJO, CA 92694-1518
Document Number0000292113
Map ReferenceMB 862 PG 11-20
Instrument DateOct 21, 2025
Instrument2025000292113
Transaction TypeTransfer
Record UpdatedNov 10, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4 MICHAEL RD, MISSION VIEJO, CA 92694-1518

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4 MICHAEL RD, MISSION VIEJO, CA 92694-1518
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyFIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 MICHAEL RD, LADERA RANCH, CA 92694-1518

Mortgage

Document Number0000002791
DateJan 4, 2021
Instrument2021000002791
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,256,051 (+2%) Land $450,836 Building $805,215
2025$18,367.00 (+3.67%) Homeowner's exemption$1,231,423 (+4.04%) Land $441,996 Building $789,427
2023$17,716.00 (+0.33%) Homeowner's exemption$1,183,606 Land $424,832 Building $758,774
2022$17,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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