2 Michael Rd, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 2 Michael Rd, Mission Viejo, CA 92694

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 3,841 sqft · built 2007
Lot Size0.183 acres (7,977 sqft)
Owner2 Company Names on Record
Last Sale$2,975,000 (Nov 2024)
Tax Bill$36,461 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN741-501-20

Property Details

APN / Parcel Number

Primary APN741-501-20

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area3,841 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area7,977 sqft (0.183 acres)
Garage Area724 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2 MICHAEL RD
CityLADERA RANCH
StateCA
Zip92694-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 16473 BLK LOT 13 TR NO 16473 LOT 13 POR OF LOT
Legal Subdivision2006-025
Legal Tract16473
Legal Lot Number13
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group1
Census Block1005
Census Tract32058

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2 MICHAEL RD, LADERA RANCH, CA 92694-1518
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2024 · Amount on Record
Deed SaleNov 4, 2024 · Amount on Record
Prior SaleSep 13, 2022 · Amount on Record
Deed Document Number2024287995
Record UpdatedOct 29, 2026

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateSep 13, 2022
Property Address2 MICHAEL RD, MISSION VIEJO, CA 92694-1518
Document Number0000304999
Map ReferenceMB 862 PG 11-20
Instrument DateAug 18, 2022
Instrument2022000304999
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2 MICHAEL RD, LADERA RANCH, CA 92694-1518

Mortgage

Document Number0000305000
DateSep 13, 2022
Instrument2022000305000
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateOct 1, 2022
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.5%
Index1-Year CMT
Max Rate9.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,034,500 (+2%) Land $2,042,180 Building $992,320
2025$36,461.00 (+73.62%)$2,975,000 (+98.85%) Land $2,002,137 Building $972,863
2023$21,000.00 (+3.33%)$1,496,082 Land $640,873 Building $855,209
2022$20,323.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on Michael Rd

Nearby Streets

Search Property Records by Address or Parcel Number