Orange County property record for 18 Michael Rd, Mission Viejo, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,682 sqft · built 2006 |
| Lot Size | 0.216 acres (9,416 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,385,500 (Jul 2006) |
| Tax Bill | $24,833 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 741-501-28 |
| Primary APN | 741-501-28 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,682 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 9,416 sqft (0.216 acres) |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Street Address | 18 MICHAEL RD |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16473 BLK LOT 5 |
| Legal Subdivision | PHASE 3 OF MONTANEZ |
| Legal Tract | 16473 |
| Legal Lot Number | 5 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32058 |
18 Michael Rd is owned and occupied by two individuals who acquired it in September 2017.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 MICHAEL RD, LADERA RANCH, CA 92694-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Sep 18, 2017 | Intrafamily Transfer, Transfer · Line of Credit MUFG UNION BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2006 · Amount on File |
| Deed Sale | Jul 26, 2006 · Amount on File |
| Deed Document Number | 2006498991 |
| Last Transfer Date | Sep 12, 2017 |
| Transfer Doc | 0000395723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 18 MICHAEL RD, MISSION VIEJO, CA 92694-1518 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 18 MICHAEL RD, LADERA RANCH, CA 92694-1518 |
| Document Number | 0000613372 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021000613372 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | Other |
| Max Rate | 8.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 18, 2017 |
| Property Address | 18 MICHAEL RD, MISSION VIEJO, CA 92694-1518 |
| Document Number | 0000395723 |
| Map Reference | MB862 PG11-20 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 2017000395723 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | LAWYERS TITLE INS CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 18 MICHAEL RD, LADERA RANCH, CA 92694-1518 |
| Investor | Possibly a Property Investor |
| Document Number | 0000395724 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 2017000395724 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 18 Michael Rd was $24,833.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,914,719 (+2%) Land $894,823 Building $1,019,896 | |
| 2025 | $24,833.00 | $1,877,176 Land $877,277 Building $999,899 |
| 2023 | $21,195.00 (+0.6%) | $1,535,630 Land $743,635 Building $791,995 |
| 2022 | $21,069.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 18 Michael Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Michael Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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