Orange County property record for 10 Michael Rd, Mission Viejo, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 3,841 sqft · built 2007 |
| Lot Size | 0.181 acres (7,874 sqft) |
| Owner | Trust Name on File |
| Last Sale | $850,000 (May 2012) |
| Tax Bill | $17,356 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 741-501-24 |
| Primary APN | 741-501-24 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,841 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 7,874 sqft (0.181 acres) |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 10 MICHAEL RD |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16473 BLK LOT 9 TR NO 16473 LOT 9 & POR OF LOT 10 |
| Legal Subdivision | MONTANEZ |
| Legal Tract | 16473 |
| Legal Lot Number | 9,10 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32058 |
10 Michael Rd is held in a trust since March 2013.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10 MICHAEL RD, LADERA RANCH, CA 92694-1518 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2012 · Amount on File |
| Deed Sale | May 2, 2012 · Amount on File |
| Prior Sale | Jul 24, 2007 · Amount on File |
| Deed Document Number | 2012252738 |
| Last Transfer Date | Mar 12, 2013 |
| Transfer Doc | 0000215915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 10 MICHAEL RD, MISSION VIEJO, CA 92694-1518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10 MICHAEL RD, LADERA RANCH, CA 92694-1518 |
| Document Number | 0000353000 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025000353000 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jul 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 10 MICHAEL RD, MISSION VIEJO, CA 92694-1518 |
| Document Number | 0000403167 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10 MICHAEL RD LADERA RANCH CA 926941518, LADERA RANCH, CA 92694-1518 |
| Document Number | 0000403167 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 403167 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 11, 2035 |
The 2025 property tax bill for 10 Michael Rd was $17,356.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,152,928 (+2%) Land $196,176 Building $956,752 | |
| 2025 | $17,356.00 | $1,130,322 Land $192,329 Building $937,993 |
| 2023 | $16,742.00 (+0.26%) | $1,086,431 Land $184,861 Building $901,570 |
| 2022 | $16,698.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10 Michael Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Michael Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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