Middlesex County and Reading Town property record for 4 Grand St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,500 sqft · built 1930 |
| Lot Size | 0.168 acres (7,327 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $725,000 (Aug 2025) |
| Tax Bill | $8,314 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Aug 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:021.0-0000-0098.0 |
| Primary APN | READ M:021.0-0000-0098.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 2,220 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,327 sqft (0.168 acres) |
| Garage Type | Attached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 730000000190 |
|---|---|
| Street Address | 4 GRAND ST |
| City | READING |
| State | MA |
| Zip | 01867-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 GRAND ST, READING, MA 01867-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 7, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage JEANNE D ARC CU |
| Aug 9, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on Record |
| Deed Sale | Aug 7, 2025 · Amount on Record |
| Prior Sale | Nov 16, 1976 · Amount on Record |
| Deed Book / Page | 84464 / 53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 7, 2025 |
| Property Address | 4 GRAND ST, READING, MA 01867-2411 |
| Document Number | 0084464-53 |
| Book / Page | 84464 / 53 |
| Instrument Date | Aug 7, 2025 |
| Instrument | 94001 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 GRAND ST, READING, MA 01867-2411 |
| Document Number | 0000094002 |
|---|---|
| Date | Aug 7, 2025 |
| Instrument | 94002 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Type Change Date | Sep 1, 2028 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 9, 2022 |
| Property Address | 4 GRAND ST, READING, MA 01867-2411 |
| Document Number | 080557-112 |
| Book / Page | 80557 / 112 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 122187 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 GRAND ST, READING, MA 01867-2411 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 4 GRAND ST, READING, MA 01867-2411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74106-300 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 74106/300 |
| Instrument | 19524 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,314.00 (+3.96%) | $758,600 (+8.05%) Land $473,700 Building $284,800 | $738,939 (+8.47%) |
| 2025 | $7,997.00 (-1.14%) | $702,100 (+1.72%) Land $438,400 Building $263,700 | $681,245 (+0.21%) |
| 2024 | $8,089.00 (-1.2%) | $690,200 (+6.14%) Land $431,000 Building $259,200 | $679,820 |
| 2023 | $8,187.00 | $650,300 Land $406,100 Building $244,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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