Middlesex County and Reading Town property record for 10 Grand St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,980 sqft · built 1925 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Sep 2017) |
| Tax Bill | $9,295 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73000000019A |
| Primary APN | 73000000019A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 2,979 sqft |
| Basement Area | 880 sqft |
| Unfinished Basement | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,318 sqft (0.168 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 73000000019A |
|---|---|
| Street Address | 10 GRAND ST |
| City | READING |
| State | MA |
| Zip | 01867-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 334200 |
10 Grand St is owned and occupied by two individuals who bought it in September 2017.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 GRAND ST, READING, MA 01867-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Sep 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Sep 22, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2017 · Amount on File |
| Deed Sale | Sep 22, 2017 · Amount on File |
| Prior Sale | Aug 1, 2003 · Amount on File |
| Deed Book / Page | 69969 / 100 |
| Transfer Doc | 069969-100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 GRAND ST, READING, MA 01867-2411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078787-278 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 78787/278 |
| Instrument | 213602 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 GRAND ST, READING, MA 01867-2411 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78787-278 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 78787/278 |
| Instrument | 213602 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 22, 2017 |
| Property Address | 10 GRAND ST, READING, MA 01867-2411 |
| Document Number | 69969-100 |
| Book / Page | 069969 / 000100 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 153917 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,348.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 GRAND ST READING MA 018672411, READING, MA 01867-2411 |
| Document Number | 69969-102 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 069969/000102 |
| Instrument | 153918 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2047 |
The 2026 property tax bill for 10 Grand St was $9,295, up 4% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,295.00 (+3.97%) | $848,100 (+8.05%) Land $473,700 Building $374,400 | $919,421 (+17.01%) |
| 2025 | $8,940.00 (-1.15%) | $784,900 (+1.71%) Land $438,400 Building $346,500 | $785,745 (+5.39%) |
| 2024 | $9,044.00 (+11.94%) | $771,700 (+20.26%) Land $431,000 Building $340,700 | $745,560 |
| 2023 | $8,079.00 | $641,700 Land $406,100 Building $235,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Grand St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 10 Grand St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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