Middlesex County and Reading Town property record for 32 Grand St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,041 sqft · built 1920 |
| Lot Size | 0.109 acres (4,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,609 (May 2019) |
| Tax Bill | $9,503 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Oct 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:021.0-0000-0243.0 |
| Primary APN | READ M:021.0-0000-0243.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,041 sqft Living Area |
| Gross Area | 3,521 sqft |
| Basement Area | 770 sqft |
| Unfinished Basement | 770 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,731 sqft (0.109 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 830000000020 |
|---|---|
| Street Address | 32 GRAND ST |
| City | READING |
| State | MA |
| Zip | 01867-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 334200 |
32 Grand St is owned and occupied by two individuals who bought it in May 2019.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 GRAND ST, READING, MA 01867-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Oct 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional with PMI WORKERS CU |
| May 17, 2019 | Quit Claim Deed, Transfer · Conventional with PMI WORKERS CU |
| Jan 5, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on File |
| Deed Sale | May 17, 2019 · Amount on File |
| Prior Sale | Jun 26, 2009 · Amount on File |
| Deed Document Number | 201964997 |
| Deed Book / Page | 72621 / 321 |
| Prior Transfer Date | May 16, 2019 |
| Prior Transfer Doc | 72621-321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 32 GRAND ST, READING, MA 01867-2413 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0084862-48 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 84862/48 |
| Instrument | 137928 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 32 GRAND ST, READING, MA 01867-2413 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 075832-453 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 75832/453 |
| Instrument | 181678 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 32 GRAND ST, READING, MA 01867-2413 |
| Document Number | 73490-291 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 32 GRAND ST READING MA 018672413, READING, MA 01867-2413 |
| Document Number | 73490-291 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 073490/000291 |
| Instrument | 161781 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 17, 2019 |
| Property Address | 32 GRAND ST, READING, MA 01867-2413 |
| Document Number | 72621-321 |
| Book / Page | 072621 / 000321 |
| Instrument Date | May 16, 2019 |
| Instrument | 64997 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,240.38 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 E PRESCOTT ST WESTFORD MA 018862311, WESTFORD, MA 01886-2311 |
| Document Number | 72621-324 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 072621/000324 |
| Instrument | 64998 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 32 GRAND ST, READING, MA 01867-2413 |
| Document Number | 72145-341 |
| Instrument Date | Jan 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|---|
| Address | 32 GRAND ST READING MA 018672413, READING, MA 01867-2413 |
| Document Number | 72145-341 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 072145/000341 |
| Instrument | 8218 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 32 Grand St was $9,503, up 4% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,503.00 (+3.97%) | $867,100 (+8.05%) Land $463,900 Building $402,500 | $910,732 (-2.9%) |
| 2025 | $9,140.00 (-1.15%) | $802,500 (+1.72%) Land $429,300 Building $373,200 | $937,935 (+14.62%) |
| 2024 | $9,246.00 (-1.23%) | $788,900 (+6.11%) Land $422,000 Building $366,900 | $818,330 |
| 2023 | $9,361.00 | $743,500 Land $397,700 Building $345,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Grand St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 32 Grand St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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