16 Grand St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 16 Grand St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,529 sqft · built 1900
Lot Size0.129 acres (5,624 sqft)
Owner2 Individual Names on File
Last Sale$770,000 (May 2021)
Tax Bill$9,635 (2026)
Deeds & MortgagesJun 2021 Refinance
May 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNREAD M:021.0-0000-0101.0

Property Details

APN / Parcel Number

Primary APNREAD M:021.0-0000-0101.0
Alternative APNs
  • M:021.0=0000=0101.0
  • 730000000210
  • 730000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,529 sqft Living Area
Gross Area2,866 sqft
Basement Area836 sqft
Unfinished Basement836 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2017
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,624 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number730000000210
Street Address16 GRAND ST
CityREADING
StateMA
Zip01867-2411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2017
Census Tract334200

Owner

16 Grand St is owned and occupied by two individuals who bought it in May 2021.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address16 GRAND ST, READING, MA 01867-2411
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MCGRATH BROTHERS LLC
May 26, 2021Quit Claim Deed, Transfer
Sep 19, 2018Deed of Trust, Mortgage
HANSCOM FCU
May 4, 2017Quit Claim Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2021 · Amount on File
Deed SaleMay 26, 2021 · Amount on File
Prior SaleMay 4, 2017 · Amount on File
Deed Book / Page77868 / 391
Prior Transfer DateMay 18, 2021
Prior Transfer Doc77868-391
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address16 GRAND ST, READING, MA 01867-2411
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number078046-212
DateJun 18, 2021
Book Page78046/212
Instrument138185
Lender
NameMCGRATH BROTHERS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateMay 26, 2021
Property Address16 GRAND ST, READING, MA 01867-2411
Document Number77868-391
Book / Page77868 / 391
Instrument DateMay 18, 2021
Instrument119627
Transaction TypeTransfer
Record UpdatedJun 11, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address74 MORRISON AVE # 3, 3, SOMERVILLE, MA 02144-2322

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address16 GRAND ST, READING, MA 01867-2411
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71636-102
DateSep 19, 2018
Book Page71636/102
Instrument144776
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
AmountAmount on Record
Term360 Months
DueSep 1, 2048

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateMay 4, 2017
Property Address16 GRAND ST, READING, MA 01867-2411
Document Number69234-546
Book / Page069234 / 000546
Instrument DateMay 1, 2017
Instrument65901
Transaction TypeTransfer
Record UpdatedMay 23, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,786.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 GRAND ST READING MA 018672411, READING, MA 01867-2411

Mortgage

Document Number69234-549
DateMay 4, 2017
Book Page069234/000549
Instrument65902
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 3, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 16 Grand St was $9,635, up 4% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,635.00 (+3.98%)$879,100 (+8.06%) Land $467,300 Building $407,200$858,605 (-6.24%)
2025$9,266.00 (-1.13%)$813,500 (+1.73%) Land $432,500 Building $381,000$915,705 (+17.78%)
2024$9,372.00 (-1.24%)$799,700 (+6.09%) Land $425,100 Building $374,600$777,480
2023$9,490.00$753,800 Land $400,600 Building $353,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Grand St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16 Grand St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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