4 Elnor Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 4 Elnor Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,006 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,005,000 (Apr 2021)
Tax Bill	$9,958 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46G3 1 112`

Property Details

APN / Parcel Number

Primary APN	`46G3 1 112`
Alternative APNs	`21681` `20436`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,006 sqft Living Area
1st Floor Area	2,006 sqft
Basement Area	2,006 sqft
Finished Basement	702 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	168 sqft
Deck Area	184 sqft
Patio Area	16 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20436
Street Address	4 ELNOR RD
City	BUMPASS
State	VA
Zip	23024-4744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CUCKOO'S NEST LOT 112 SEC 2 DB 1751/420 .918 AC
Legal Subdivision	CUCKOO'S NEST
Legal Lot Number	112
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2010
Census Tract	950101

Owner

4 Elnor Rd is owned by two individuals who bought it in April 2021.

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8808 STEWART ST, BURKE, VA 22015-3655
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	May 20, 2011 · Amount on File
Deed Document Number	20214029
Deed Book / Page	1751 / 420
Prior Transfer Date	Apr 12, 2007
Prior Transfer Doc	1072/0759
Record Updated	Oct 29, 2026

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 6, 2021
Property Address	4 ELNOR RD, BUMPASS, VA 23024-4744
Document Number	1751/420
Book / Page	1751 / 420
Map Reference	MB 8 PG 429-432
Instrument Date	Mar 31, 2021
Instrument	202100004029
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8808 STEWART ST, BURKE, VA 22015-3655

Mortgage

Document Number	1751424
Date	Apr 6, 2021
Instrument	1751/424

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4 Elnor Rd was $9,958, up 11.2% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,502,520 (+8.63%) Land $412,500 Building $1,090,020	$1,502,520 (+8.63%) Land $412,500 Building $1,090,020
2025	$9,958.00 (+11.16%)	$1,383,100 Land $412,500 Building $970,600	$1,383,100 Land $412,500 Building $970,600
2024	$8,958.00
2023		$1,135,400 Land $339,900 Building $795,500
2022	$4,656.00		$1,135,400 Land $339,900 Building $795,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Elnor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Elnor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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