34 Elnor Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 34 Elnor Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,914 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46G3 1 115`

Property Details

APN / Parcel Number

Primary APN	`46G3 1 115`
Alternative APNs	`21684` `20439`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Wood
Interior Walls	Log

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Logs
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	600 sqft
Storage Building	66 sqft
Boat House	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20439
Street Address	34 ELNOR RD
City	BUMPASS
State	VA
Zip	23024-4744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CUCKOO'S NEST SECTION 2 LOT 115 1.086 AC DB-313/178 DB 889/114
Legal Subdivision	CUCKOO'S NEST
Legal Lot Number	115
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2010
Census Tract	950101

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15780 OLD WATERFORD RD, PAEONIAN SPRINGS, VA 20129-1804
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	34 ELNOR RD, BUMPASS, VA 23024
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15780 OLD WATERFORD RD, PAEONIAN SPRINGS, VA 20129-1804

Mortgage

Document Number	001928/765
Date	Nov 21, 2023
Book Page	1928/765
Instrument	202300010362

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	34 ELNOR RD, BUMPASS, VA 23024
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1738/509
Date	Feb 22, 2021
Book Page	1738/509
Instrument	202100001839

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,036,870 (+7.97%) Land $250,000 Building $786,870	$1,036,870 (+7.97%) Land $250,000 Building $786,870
2025	$6,914.00 (+12.66%)	$960,300 (+22.27%) Land $250,000 Building $710,300	$960,300 (+22.27%) Land $250,000 Building $710,300
2024	$6,137.00 (+90.18%)
2023		$785,400 Land $206,000 Building $579,400
2022	$3,227.00		$785,400 Land $206,000 Building $579,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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