14 Elnor Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 14 Elnor Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,276 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,370,000 (Apr 2026)
Tax Bill	$7,223 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46G3 1 114`

Property Details

APN / Parcel Number

Primary APN	`46G3 1 114`
Alternative APNs	`21683` `20438`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,276 sqft Living Area
1st Floor Area	1,820 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	784 sqft

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	336 sqft
Boat House	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20438
Street Address	14 ELEANOR LN
City	MINERAL
State	VA
Zip	23117-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CUCKOO'S NEST SECTION 2 LOT 114 DB 1719/678 1.030 AC
Legal Subdivision	CUCKOO'S NEST
Legal Lot Number	114
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2010
Census Tract	950101

Owner

14 Elnor Rd is owned by two individuals who bought it in April 2026.

Source: Louisa County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	200 PLEASANT VIEW DR, ETTERS, PA 17319-9520
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 15, 2026	Deed, Transfer · Conventional Mortgage FIDELITY NATIONAL TITLE
Apr 15, 2026	Deed, Transfer · Conventional Mortgage MANUFACTURERS BANK AND TRUST COMPANY
Dec 2, 2020	Grant Deed, Transfer · Conventional Mortgage VELLUM MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Prior Sale	Dec 2, 2020 · Amount on File
Deed Document Number	20263554
Deed Book / Page	2078 / 564
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	14 ELNOR RD, BUMPASS, VA 23024-4744
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ELNOR RD, BUMPASS, VA 23024-4744

Mortgage

Document Number	001891/724
Date	Apr 3, 2023
Book Page	1891/724
Instrument	202300002573

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 15, 2026
Property Address	14 ELNOR RD, BUMPASS, VA 23024-4744
Document Number	0000003554
Book / Page	2078 / 564
Instrument Date	Mar 26, 2026
Instrument	2026.3554
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138,370.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 PLEASANT VIEW DR, ETTERS, PA 17319-9520

Mortgage

Document Number	0000003555,
Date	Apr 15, 2026
Instrument	2026..3555

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 15, 2026
Property Address	14 ELNOR RD, BUMPASS, VA 23024-4744
Document Number	002078/564
Book / Page	2078 / 564
Instrument Date	Mar 26, 2026
Instrument	20263554
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138,370.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 PLEASANT VIEW DR, ETTERS, PA 17319-9520

Mortgage

Document Number	0000003555,
Date	Apr 15, 2026
Book Page	2078/567
Instrument	20263555

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Dec 2, 2020
Property Address	14 ELNOR RD, BUMPASS, VA 23024-4744
Document Number	0000012289
Book / Page	001719 / 000678
Instrument Date	Nov 30, 2020
Instrument	12289
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$635.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ELNOR RD BUMPASS VA 230244744, BUMPASS, VA 23024-4744

Mortgage

Document Number	12290
Date	Dec 2, 2020
Book Page	001719/000682
Instrument	12290

Lender

Name	VELLUM MTG LLC
Address	12700 FAIR LAKES CIR # 400, FAIRFAX, VA 22033-4905

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14 Elnor Rd was $7,223, up 4.5% from the year before.

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,112,808 (+10.91%) Land $300,000 Building $812,808	$1,112,808 (+10.91%) Land $300,000 Building $812,808
2025	$7,223.00 (+4.5%)	$1,003,300 Land $300,000 Building $703,300	$1,003,300 Land $300,000 Building $703,300
2024	$6,912.00
2023		$913,700 Land $247,200 Building $666,500
2022	$4,034.00		$913,700 Land $247,200 Building $666,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Elnor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Elnor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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