64 Elnor Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 64 Elnor Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,882 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Mar 2018)
Tax Bill	$4,109 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`46G3 1 116`

Property Details

APN / Parcel Number

Primary APN	`46G3 1 116`
Alternative APNs	`21685` `20440`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,882 sqft Living Area
1st Floor Area	1,595 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	484 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	209 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20440
Street Address	64 ELEANOR LN
City	MINERAL
State	VA
Zip	23117-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CUCKOO'S NEST SUBD PB 8/431 LOT 116 SEC II DB 1779/725 .920 AC
Legal Subdivision	CUCKOO'S NEST SUBD
Legal Lot Number	116
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2010
Census Tract	950101

Owner

64 Elnor Rd is owned by an individual who acquired it in April 2021.

Source: Louisa County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	64 ELNOR RD, BUMPASS, VA 23024-4744
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit PARTNERS 1ST FCU
Apr 29, 2025	Deed of Trust, Mortgage · Line of Credit PARTNERS 1ST FCU
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit DUPONT COMMUNITY CREDIT UNION
Jul 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Apr 23, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
Mar 26, 2018	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Deed Document Number	20182913
Deed Book / Page	1554 / 593
Last Transfer Date	Apr 14, 2021
Transfer Doc	1779/725
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	64 ELNOR RD, BUMPASS, VA 23024-4744
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001917/99
Date	Sep 7, 2023
Book Page	1917/99
Instrument	202300007967

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Jul 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	64 ELNOR RD, BUMPASS, VA 23024-4744
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002011/446
Date	Apr 29, 2025
Book Page	2011/446
Instrument	202500003797

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Recording Date	Jun 22, 2026
Property Address	64 ELEANOR LN, MINERAL, VA 23117-4608
Document Number	0000005775
Book / Page	2095 / 282
Instrument Date	May 29, 2026
Instrument	20265775
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 ELNOR RD, BUMPASS, VA 23024-4744

Mortgage

Document Number	0000005775,
Date	Jun 22, 2026
Book Page	2095/282
Instrument	20265775

Lender

Name	DUPONT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Jun 30, 2061

Interest

Rate	6.75%
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUISA VA
Recording Date	Jul 28, 2021
Property Address	64 ELNOR RD, BUMPASS, VA 23024-4744
Document Number	001779/725
Book / Page	1779 / 725
Map Reference	MB 8 PG 431
Instrument Date	Apr 14, 2021
Instrument	202100009002
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 ELNOR RD, BUMPASS, VA 23024-4744

Mortgage

Document Number	0001779730
Date	Jul 28, 2021
Instrument	1779/730

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2051

Interest

Rate	3.5%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	64 ELNOR RD, BUMPASS, VA 23024-4744
Document Number	0000003629
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	64 ELNOR RD BUMPASS VA 230244744, BUMPASS, VA 23024-4744

Mortgage

Document Number	0000003629
Date	May 7, 2019
Book Page	001611/000349
Instrument	3629

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 26, 2018
Property Address	64 ELNOR RD, BUMPASS, VA 23024-4744
Document Number	0000002913
Book / Page	001554 / 000593
Instrument Date	Mar 15, 2018
Instrument	2913
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	64 ELNOR RD BUMPASS VA 230244744, BUMPASS, VA 23024-4744

Mortgage

Document Number	2914
Date	Mar 26, 2018
Book Page	001554/000597
Instrument	2914

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 64 Elnor Rd was $4,109, up 3% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$612,712 (+7.34%) Land $69,900 Building $542,812	$612,712 (+7.34%) Land $69,900 Building $542,812
2025	$4,109.00 (+2.96%)	$570,800 Land $63,800 Building $507,000	$570,800 Land $63,800 Building $507,000
2024	$3,991.00
2023		$517,100 Land $60,500 Building $456,600
2022	$2,303.00		$517,100 Land $60,500 Building $456,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64 Elnor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Elnor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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