4 Cherry Dr, Rochester, IL 62563 Property Records

Sangamon County property record for 4 Cherry Dr, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.306 acres (13,366 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (Aug 2025)
Tax Bill	$4,381 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-21.0-226-003`

Property Details

APN / Parcel Number

Primary APN	`23-21.0-226-003`
Alternative APN	`23210226003 (CHECK DIGIT = 0)`

Exterior

Lot Area	13,366 sqft (0.306 acres)

Location & Zoning

Account Number	23210226003
Street Address	4 CHERRY DR
City	ROCHESTER
State	IL
Zip	62563-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD ESTATES FINAL PLAT LOT 4 21-15-4
Legal Range	04
Legal Township	15
Legal Section	21
Legal Subdivision	COTTONWOOD ESTATES
Legal Lot Number	4,21
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2047
Census Tract	3901

Owner

Source: Sangamon County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 CHERRY DR, ROCHESTER, IL 62563-9707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD
Aug 26, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Aug 26, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Deed Document Number	202514894
Prior Transfer Date	Aug 14, 2025
Prior Transfer Doc	2025R14893
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	4 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R02824
Date	Feb 20, 2026
Instrument	2026R02824

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 26, 2025
Property Address	4 CHERRY DR, ROCHESTER, IL 62563-9707
Document Number	2025R14894
Instrument Date	Aug 20, 2025
Instrument	2025R14894
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ESCROWNET, ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$388.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CHERRY DR, ROCHESTER, IL 62563-9707

Mortgage

Document Number	2025R14895
Date	Aug 26, 2025
Instrument	2025R14895

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.28%

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	Aug 26, 2025
Property Address	4 CHERRY DR, ROCHESTER, IL 62563-9707
Document Number	2025R14893
Instrument Date	Aug 14, 2025
Instrument	2025R14893
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CHERRY DR, ROCHESTER, IL 62563-9707

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,381.00 (+2.19%) Homeowner's exemption Senior Citizen's exemption	$73,942 (+3.4%) Land $12,065 Building $61,877	$221,826 (+3.4%) Land $36,195 Building $185,631
2024	$4,287.00 (+32.11%)	$71,510 (+31.27%) Land $11,668 Building $59,842	$214,530 (+31.27%) Land $35,004 Building $179,526
2022	$3,245.00 Homeowner's exemption Senior Citizen's exemption	$54,476 Land $10,494 Building $43,982	$163,428 Land $31,482 Building $131,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	1,000 / 500
JAB Wireless Fixed Wireless	300 / 60
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Consolidated Communications, Verizon.

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