2 Cherry Dr, Rochester, IL 62563 Property Records

Sangamon County property record for 2 Cherry Dr, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.291 acres (12,691 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Aug 2018)
Tax Bill	$3,495 (2025)
Deeds & Mortgages	Oct 2005 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-21.0-226-005`

Property Details

APN / Parcel Number

Primary APN	`23-21.0-226-005`
Alternative APN	`23210226005 (CHECK DIGIT = 6)`

Exterior

Lot Area	12,691 sqft (0.291 acres)

Location & Zoning

Account Number	23210226005
Street Address	2 CHERRY DR
City	ROCHESTER
State	IL
Zip	62563-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD ESTATES FINAL PLAT LOT 2 21-15-4
Legal Range	04
Legal Township	15
Legal Section	21
Legal Subdivision	COTTONWOOD ESTATES
Legal Lot Number	2,21
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2047
Census Tract	3901

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 CHERRY DR, ROCHESTER, IL 62563-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2005	Deed of Trust, Mortgage · Conventional Mortgage WILLIAMSVILLE STATE BK & TR
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 18, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage WILLIAMSVILLE STATE BK & TR
Jul 7, 2016	Deed of Trust, Mortgage · Stand-Alone First Mortgage WILLIAMSVILLE STATE BK & TR
Aug 13, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2018 · Amount on Record
Deed Sale	Aug 13, 2018 · Amount on Record
Prior Sale	Aug 27, 1997 · Amount on Record
Deed Document Number	201816826
Record Updated	Sep 20, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R41644
Date	Oct 11, 2005
Instrument	2005R41644

Lender

Name	WILLIAMSVILLE STATE BK & TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R31914
Date	Nov 6, 2020
Instrument	2020R31914

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

Interest

Rate Type	Fixed Rate

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2011R39175
Date	Nov 18, 2011
Instrument	2011R39175

Lender

Name	WILLIAMSVILLE STATE BK & TR
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2026

Interest

Rate Type	Fixed Rate

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016R17582
Date	Jul 7, 2016
Instrument	2016R17582

Lender

Name	WILLIAMSVILLE STATE BK & TR
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	3.63%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 13, 2018
Property Address	2 CHERRY DR, ROCHESTER, IL 62563-9707
Document Number	2018R16826
Instrument Date	Aug 13, 2018
Instrument	2018R16826
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Mortgage

Document Number	2018R16827
Date	Aug 13, 2018
Instrument	2018R16827

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.13%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,495.00 (+9.15%)	$56,206 (+14.97%) Land $12,065 Building $44,141	$168,618 (+14.97%) Land $36,195 Building $132,423
2022	$3,202.00 Homeowner's exemption	$48,889 Land $10,494 Building $38,395	$146,667 Land $31,482 Building $115,185

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon.

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