10 Cherry Dr, Rochester, IL 62563 Property Records

Sangamon County property record for 10 Cherry Dr, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.311 acres (13,580 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2022)
Tax Bill	$4,149 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-21.0-226-010`

Property Details

APN / Parcel Number

Primary APN	`23-21.0-226-010`
Alternative APN	`23210226010 (CHECK DIGIT = 2)`

Exterior

Lot Area	13,580 sqft (0.311 acres)

Location & Zoning

Account Number	23210226010
Street Address	10 CHERRY DR
City	ROCHESTER
State	IL
Zip	62563-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD ESTATES FINAL PLAT LOT 10 21-15-4
Legal Range	04
Legal Township	15
Legal Section	21
Legal Subdivision	COTTONWOOD ESTATES
Legal Lot Number	10,21
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2047
Census Tract	3901

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 CHERRY DR, ROCHESTER, IL 62563-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2024	Deed of Trust, Mortgage · Line of Credit INB NA
Oct 20, 2022	Warranty Deed, Transfer · Conventional Mortgage INB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Deed Document Number	202222448
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	10 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R11419
Date	Jul 15, 2024
Instrument	2024R11419

Lender

Name	INB NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 10, 2034

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 20, 2022
Property Address	10 CHERRY DR, ROCHESTER, IL 62563-9707
Document Number	2022R22448
Instrument Date	Oct 17, 2022
Instrument	2022R22448
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 CHERRY DR, ROCHESTER, IL 62563-9707

Mortgage

Document Number	2022R22449
Date	Oct 20, 2022
Instrument	2022R22449

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Max Rate At Change	10.8%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,149.00 (+20.68%)	$65,602 (+14.97%) Land $12,065 Building $53,537	$196,806 (+14.97%) Land $36,195 Building $160,611
2022	$3,438.00	$57,062 Land $10,494 Building $46,568	$171,186 Land $31,482 Building $139,704

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon.

Nearby Properties on Cherry Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures