3 Cherry Dr, Rochester, IL 62563 Property Records

Sangamon County property record for 3 Cherry Dr, Rochester, IL 62563 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.296 acres (12,894 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (May 2003)
Tax Bill	$4,185 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`23-21.0-226-004`

Property Details

APN / Parcel Number

Primary APN	`23-21.0-226-004`
Alternative APN	`23210226004 (CHECK DIGIT = 8)`

Exterior

Lot Area	12,894 sqft (0.296 acres)

Location & Zoning

Account Number	23210226004
Street Address	3 CHERRY DR
City	ROCHESTER
State	IL
Zip	62563-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD ESTATES FINAL PLAT LOT 3 21-15-4
Legal Range	04
Legal Township	15
Legal Section	21
Legal Subdivision	COTTONWOOD ESTATES
Legal Lot Number	3,21
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2047
Census Tract	3901

Owner

Source: Sangamon County records · APN 23-21.0-226-004

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 CHERRY DR, ROCHESTER, IL 62563-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Mar 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jan 13, 2023	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMISSIONER
Jan 13, 2023	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Nov 10, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED COMMUNITY BANK
Mar 20, 2006	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY BANK
Mar 28, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONAL CITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2003 · Amount on Record
Deed Sale	May 13, 2003 · Amount on Record
Prior Sale	Aug 28, 1996 · Amount on Record
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R16157
Date	Aug 03, 2018
Instrument	2018R16157

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R05121
Date	Mar 26, 2019
Instrument	2019R05121

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R26392
Date	Sep 27, 2021
Instrument	2021R26392

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R00784
Date	Jan 13, 2023
Instrument	2023R00784

Lender

Name	FEDERAL HOUSING COMISSIONER
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	986 Months
Due	Mar 06, 2105

Interest

Rate Type	Adjustable Rate
Rate	6.98%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	Other

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R00783
Date	Jan 13, 2023
Instrument	2023R00783

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	986 Months
Due	Mar 06, 2105

Interest

Rate Type	Adjustable Rate
Rate	6.98%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	Other

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R43306
Date	Nov 10, 2010
Instrument	2010R43306

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 01, 2020

Interest

Rate Type	Fixed Rate

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R09692
Date	Mar 20, 2006
Instrument	2006R09692

Lender

Name	NATIONAL CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R13167
Date	Mar 28, 2008
Instrument	2008R13167

Lender

Name	NATIONAL CITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,185.00 (+10.22%)	$71,121 (+14.97%) Land $12,065 Building $59,056	$213,363 (+14.97%) Land $36,195 Building $177,168
2022	$3,797.00 Homeowner's exemption Senior Citizen's exemption	$61,862 Land $10,494 Building $51,368	$185,586 Land $31,482 Building $154,104

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sangamon County (17167C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171670039012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Computer Techniques	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (unlicensed)	1,000 / 500
JAB Wireless	Fixed Wireless (licensed-by-rule)	300 / 60
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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