Volusia County property record for 4 Carriage Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,594 sqft · built 1988 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | Individual Name on File |
| Last Sale | $383,000 (Aug 2026) |
| Tax Bill | $5,035 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-03-00-0530 |
| Primary APN | 4126-03-00-0530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| Gross Area | 2,077 sqft |
| 1st Floor Area | 1,594 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,884 sqft (0.181 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 432 sqft |
| Patio Area | 353 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4934898 |
|---|---|
| Street Address | 4 CARRIAGE CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-6747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 53 CARRIAGE CREEK AT BREAKAWAY TRAILS MB 41 PGS 119-120 PER OR 3109 PG 1070 PER OR 6990 PG 4810 PER OR 6998 PGS 1510-1511 PER OR 7056 PGS 4556-4557 PER OR 8306 PG 0344 PER OR 8886 PG 4765 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | CARRIAGE CREEK |
| Legal Tract | 03 |
| Legal Lot Number | 53 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 83203 |
4 Carriage Creek Way is owned and occupied by an individual who bought it in August 2026.
Source: Volusia County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage UNITED MIDWEST SAVINGS BANK NA |
| Sep 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage SHAMROCK HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Prior Sale | Sep 1, 2022 · Amount on File |
| Deed Document Number | 2026139976 |
| Deed Book / Page | 8886 / 4765 |
| Prior Transfer Date | Nov 11, 2014 |
| Prior Transfer Doc | 0070564556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 4 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6747 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6747 |
| Document Number | 0083341863 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 8334/1863 |
| Instrument | 2022253896 |
| Name | UNITED MIDWEST SAVINGS BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Sep 1, 2022 |
| Property Address | 4 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6747 |
| Document Number | 0083060344 |
| Book / Page | 8306 / 344 |
| Map Reference | MB 41 PG 119&120 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022204442 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | REALTY PRO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6747 |
| Document Number | 0083060346 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 8306/346 |
| Instrument | 2022204443 |
| Name | SHAMROCK HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | RUMFORD, RI 02916 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 4 Carriage Creek Way was $5,035.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,896 (-0.65%) Land $60,000 Building $287,896 | $347,896 (-0.65%) Land $60,000 Building $287,896 | |
| 2025 | $5,035.00 Homeowner's exemption | $350,179 Land $60,000 Building $290,179 | $350,179 Land $60,000 Building $290,179 |
| 2023 | $5,716.00 (+38.67%) | $350,076 (+23.29%) Land $60,000 Building $290,076 | $350,076 (+23.29%) Land $60,000 Building $290,076 |
| 2022 | $4,122.00 | $283,944 Land $68,000 Building $215,944 | $283,944 Land $68,000 Building $215,944 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Carriage Creek Way in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 46 (1994–2024) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Carriage Creek Way is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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