4 Bingham Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 4 Bingham Ave, Rumson, NJ 07760

Property Summary

Property TypeCommercial
Details11,040 sqft · built 1945
Lot Size1.08 acres (47,045 sqft)
OwnerCompany Name on Record
Tax Bill$36,724 (2025)
Flood ZoneZone X (moderate risk)
APN41-00007-0000-00001-01

Property Details

APN / Parcel Number

Primary APN41-00007-0000-00001-01
Alternative APNs
  • 41000070000000010001
  • 004900

Interior

Stories1 Story
Building Area11,040 sqft Gross Area
1st Floor Area11,040 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleRanch
Construction TypeFrame
Lot Area47,045 sqft

Location & Zoning

Account Number004900
Street Address4 BINGHAM AVE
CityRUMSON
StateNJ
Zip07760-1541
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeMU0
Legal Block7
Legal Lot Number1.1
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group3
Census Block3003
Census Tract803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address95 AVENUE OF TWO RIVERS, RUMSON, NJ 07760-1703
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,327,600 (+23.61%) Land $3,855,300 Building $472,300$4,327,600 (+23.61%) Land $3,855,300 Building $472,300
2025$36,724.00 (-0.1%)$3,500,900 (+5.55%) Land $3,352,100 Building $148,800$3,500,900 (+5.55%) Land $3,352,100 Building $148,800
2024$36,759.00 (-9.58%)
2023$3,316,700 Land $3,099,100 Building $217,600$3,316,700 Land $3,099,100 Building $217,600
2022$40,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies75 units insured
incl. 9 condo units
Nearby Flood Claims165 (1978–2024)
Claims Outside the SFHA30 of 165
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 66 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims
  • Coastal Storms & Flooding, Apr 1984 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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