Monmouth County and Rumson Borough property record for 43 Bingham Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,900 sqft · built 1922 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,675,000 (Jun 2026) |
| Tax Bill | $17,011 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00036-0000-00030 |
| Primary APN | 41-00036-0000-00030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,900 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Upper Floors Area | 1,288 sqft |
| Attic | Attic |
| Attic Area | 840 sqft |
| Basement Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,602 sqft (0.289 acres) |
| Lot Dimensions | 168 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Porch | Open Porch |
| Patio Area | 382 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 064900 |
|---|---|
| Street Address | 43 BINGHAM AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Subdivision | PARMLY PARK |
| Legal Block | 36 |
| Legal Lot Number | 30 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Dec 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 30, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 5, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Aug 31, 2007 · Amount on Record |
| Deed Document Number | 202647307 |
| Deed Book / Page | 9797 / 4043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 10, 2026 |
| Property Address | 43 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Document Number | 0000047307 |
| Book / Page | 9797 / 4043 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202647307 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675,437.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Document Number | 0000047308, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202647308 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 43 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 43 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Investor | Possibly a Property Investor |
| Document Number | 0097696956 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 9769/6956 |
| Instrument | 2025098499 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 43 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 43 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Document Number | 0096292459 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 9629/2459 |
| Instrument | 2022122804 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 16, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 43 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Document Number | 0000104241 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 43 BINGHAM AVE RUMSON NJ 077601533, RUMSON, NJ 07760-1533 |
| Document Number | 0000104241 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 009317/008268 |
| Instrument | 104241 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 23, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,854,100 (+14.34%) Land $1,114,900 Building $739,200 | $1,854,100 (+14.34%) Land $1,114,900 Building $739,200 | |
| 2025 | $17,011.00 (+3.08%) | $1,621,600 (+14.88%) Land $992,500 Building $629,100 | $1,621,600 (+14.88%) Land $992,500 Building $629,100 |
| 2024 | $16,502.00 (+1.07%) | ||
| 2023 | $1,411,600 Land $892,600 Building $519,000 | $1,411,600 Land $892,600 Building $519,000 | |
| 2022 | $16,328.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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