Monmouth County and Rumson Borough property record for 39 Bingham Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,708 sqft · built 1912 |
| Lot Size | 0.355 acres (15,444 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,800,000 (Sep 2025) |
| Tax Bill | $16,744 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00036-0000-00032 |
| Primary APN | 41-00036-0000-00032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,708 sqft Living Area |
| 1st Floor Area | 1,575 sqft |
| Upper Floors Area | 1,133 sqft |
| Basement Area | 424 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,444 sqft (0.355 acres) |
| Lot Width | 75 ft Width |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 209 sqft |
| Patio Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 065100 |
|---|---|
| Street Address | 39 BINGHAM AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Subdivision | PARMLY PARK |
| Legal Block | 36 |
| Legal Lot Number | 32 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL CREDIT UNION |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 8, 2025 | Deed, Transfer · Conventional Mortgage HILLTOP MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on Record |
| Deed Sale | Sep 8, 2025 · Amount on Record |
| Prior Sale | Jan 16, 2014 · Amount on Record |
| Deed Document Number | 202571073 |
| Deed Book / Page | 9755 / 985 |
| Prior Transfer Date | Jan 13, 2014 |
| Prior Transfer Doc | 0000004347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 3, 2026 |
| Property Address | 39 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Document Number | 0000072934 |
| Book / Page | 9811 / 2616 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202672934 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 39 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Document Number | 0000072934, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 9811/2616 |
| Instrument | 202672934 |
| Name | FIRST FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 23, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 39 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | PUNCTUAL ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0095137890 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 9513/7890 |
| Instrument | 2021082727 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 8, 2025 |
| Property Address | 39 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Document Number | 0097550985 |
| Book / Page | 9755 / 985 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 2025071073 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | UNKNOWN, OBRIEN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,335.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 TOWNSEND DR, MIDDLETOWN, NJ 07748-3128 |
| Name | Verified Name |
|---|---|
| Address | 39 BINGHAM AVE, RUMSON, NJ 07760-1533 |
| Document Number | 2025071074 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 2025071074 |
| Name | HILLTOP MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.2% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,790,100 (+12.15%) Land $1,186,300 Building $603,800 | $1,790,100 (+12.15%) Land $1,186,300 Building $603,800 | |
| 2025 | $16,744.00 (+2.97%) | $1,596,200 (+15.45%) Land $1,056,500 Building $539,700 | $1,596,200 (+15.45%) Land $1,056,500 Building $539,700 |
| 2024 | $16,261.00 (+2.06%) | ||
| 2023 | $1,382,600 Land $937,300 Building $445,300 | $1,382,600 Land $937,300 Building $445,300 | |
| 2022 | $15,933.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures